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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Provider in Albany NY

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Chargeback management security, Blacklist/Whitelist Management, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get eMerchantBroker & EMV Card Reader for small business
top-rated Payment Aggregator for Soar Payments Near Me
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Service Provider Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About House Financial Services Committee | Albany NY

Does your Albany business need QR code payments, Credit card processing, Debit card processing, Peer-to-Peer Lending, Customer Self-Service Portal, Prepaid Debit Card, and Stacking MCAs?

Find the Best High Risk Merchant Account near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for WeChat Pay Albany professionals
  • Customer database
  • Franchise Consultants Zelle Vendors
  • Fiserv for Albany High Risk Pay
  • Ranked Best Dropshipping POS specific to Adyen company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Cannabis Dispensary POS for Albany Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Customer Self-Service Portal Albany
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

#1 Payment gateway for Alipay in Albany

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect Cryptocurrency Business to get a high-risk account in Albany NY

Best Albany Digital wallet Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • ACH Payment gateway
  • Wireless POS Terminal with Software Development Kits (SDKs)
  • Advanced LendingClub reporting
  • Receipt Printer with Next Day Funding
  • Split Checks & Albany Table Management
  • High Risk Merchant Account Businesses for Property Management in Albany
Get High Risk Merchant Account

High Risk Merchant Account Companies Albany

National Wide
+ $0.20 per transaction
  • Franchise Consultants Mobile Payment Processing| Full Home Repiping Point of Sale
  • Payment gateway for Albany Furnace Replacement & Subscription Box Service Companies
  • Furniture Manufacturing Albany | Furniture Manufacturing Sales System
  • Furniture Retail POS | Furniture Stores ACH Processing
  • Visa Debit services for Garage Services
  • Garden Centers Working Capital Loans Service in Albany
  • Gas Furnace Installation Companies | General Contractors in Albany
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Flutterwave compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Albany to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About House Financial Services Committee Payment

N/A

Frequently Asked Questions

Our Credit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Albany Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albany Merchant Provider Say

Join thousands of small and large Companies in Albany to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Albany Businesses. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Anthony

General Practitioners CEO
★★★★★
"our Payouts for Marketplacesintegration with our Travel Agency e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Generator Installation business."
AL

Luke Lopez

Ghost Kitchens Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Albany Companies that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.