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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Businesses Near Buffalo Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Daily closeout security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & NFC Payment Terminal for small business
top-rated Mobile Payments Solution (mPOS) for App Developers in
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Businesses Served
$2.5B Credit card processing Processed Annually
99.9% Uptime Guarantee
Best Rated high risk business

About L&M Financial Services | Buffalo Ny

Does your Buffalo Businesses need Debit card processing, Payment gateway, ACH Processing, Bad Credit Business Loans, Detailed Billing Reports, Mastercard Debit, and Daily repayment MCA?

Find the Best Payment Aggregator near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Customer Vault
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Digital wallet for Business Lenders East Amherst professionals
  • Customer database
  • Construction E-check Vendors
  • National Processing for East Amherst Emergency Dry-Out
  • Ranked top-rated Dropshipping POS for my Commercial Brokers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Education Campus POS for East Amherst Business
  • Risk monitoring & SSL certificate
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Detailed Billing Reports East Amherst
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

#1 Omnichannel Payment Solution for Commercial Construction Near East Amherst

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover Coinbase Commerce Companies to get a mobile card reader in East Amherst NY

Best Buffalo Corepay Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • Google Pay Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Barcode Scanning with Next Day Funding
  • Kitchen Display System (KDS) & East Amherst Kitchen Printer
  • High Risk Pay provider for Retail Business Near East Amherst
Get High Risk Merchant Account

High Risk Merchant Account Provider East Amherst

National Wide
+ $0.20 per transaction
  • Construction Debit card processing| Convenience Stores Point of Sale
  • High Risk Merchant Account for East Amherst Convenience Stores & Restaurant business
  • Copywriting Services East Amherst | Cosmetic Manufacturing Sales System
  • Cosmetics Manufacturing POS | Counselors & Coaches Mobile Payment Processing
  • Prepaid Debit Card services for Courier Services
  • CPAs & Bookkeepers High-risk merchant Service in East Amherst
  • Crack Injection business | Credit Repair Companies in East Amherst
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

NOWPayments versus NFC Payment Terminal for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Find Trusted Merchants in East Amherst to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About L&M Financial Services Payment

L&M specializes in financial planning and investment advice. L&M is a “do-the-right-thing” kind of place, and we always put our clients first. Since our founding in 1972, we have stayed true to our vision: delivering the highest quality advice and service so we will be the last financial advisors our clients will ever need. From our offices in Amherst, Rochester, and Binghamton, we serve thousands of clients nationwide and oversee $2 billion on our clients’ behalf. We’re proud to count thousands of clients and dozens of employees who have been with L&M for decades. Please contact us at 716-839-1234 or visit us online at www.lmfs.net for more information. ------------------- The third-party comments displayed are not verified, may not be accurate and are not necessarily representative of our client experience. For full disclosures please see our website at www.lmfs.net.

Frequently Asked Questions

Our Payment gateway Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Buffalo Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our East Amherst Merchant Businesses Say

Join thousands of local business Near East Amherst NY to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our East Amherst Company. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Smith

Credit Services CEO
★★★★★
"their Secure Customer Vaultintegration with our Salon or Spa e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our CRM Platforms business."
AL

Vincent Lopez

Cruise Operators Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local East Amherst business that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.