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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Providers Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Omnichannel security, Dispute Resolution, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Basis Theory & NFC Payment Terminal for small business
leading High Risk Merchant Account for Marketing Agencies in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Restaurant Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
#1 high risk Company

About Ajf Financial Services | New York Ny

Does your New York Business need Cryptocurrency, Payment gateway, ACH Processing, Merchant account, Customer Self-Service Portal, Bank Card, and No collateral business funding?

Top 10 Subscription Billing Platforms near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Medical Billing Services New York professionals
  • Customer database
  • Bookstores Digital wallet Vendors
  • BTCPay Server for New York Tokenization
  • Ranked Best Pet Store POS for my Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Cloud POS for New York Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Customer Self-Service Portal New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

premier High-Risk Processor for PayKings Near New York

Best Rated Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Cryptocurrency Businesses to get the best rates in New York NY

Best New York Digital wallet Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • E-check Payment gateway
  • EMV Card Reader with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Purchase Order Management with Next Day Funding
  • Handheld Ordering Devices & New York Ingredient-Level Inventory
  • High Risk Pay Companies for Home Services Near New York
Get High Risk Merchant Account

High Risk Merchant Account provider New York

National Wide
+ $0.20 per transaction
  • Bookstores Debit card processing| Brewery & Distillery Point of Sale
  • High Risk Merchant Account for New York Building Materials & Auto Repair Shop Company
  • Business Attorneys New York | Business Brokers Sales System
  • Business Consultants POS | Business Lenders Mobile Payment Processing
  • Check Card services for Cafes & Coffee Shops
  • Call Centers Peer-to-Peer Lending Service in New York
  • Campgrounds & RV Parks Company | Cannabis Farming in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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CDGcommerce compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Find Trusted Merchants in New York to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Firearms & Ammunition & FOREX Trading to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Ajf Financial Services Payment

AJF Capital Management, Inc. is an Independent Registered Investment Advisor that manages Socially Responsible, Environmental Social Governance (ESG) screened and Impact investment strategies on behalf of individuals, small businesses, non-profit institutions and foundations. Our capabilities & expertise are aligned towards comprehensive financial planning, wealth strategies, risk management strategies and individual/small business retirement planning. We differentiate ourselves by focusing on ESG-related issues and the long-term impact and risk they may have within a portfolio. • Has your current advisor discussed aligning your portfolio with your desired impact on society? • Do you feel your investment aligns with your current goals both financially and personally? These are the types of discussions we have with our clientele at AJF Capital Management, Inc., and equally enthusiastic about discussing with anyone else who endeavors to listen. Securities offered through American Portfolios Financial Services, Inc. (APFS) Member FINRA/SIPC. Investment Advisory Services offered through AJF Capital Management Inc. is not affiliated with APFS. Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc.(APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.

Frequently Asked Questions

Our Payment gateway Provider & POS System Business are 100% committed to making high-risk payment processing simple for New York Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with their Credit card processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our New York Companies. their rates are payment gateway features, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Romano

Cannabis Industry CEO
★★★★★
"their Mobile-Optimized Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Car Dealerships business."
AL

John Lopez

Car Wash Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Company that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.