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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Services Companies Near Me Albany NY

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Virtual terminal security, Risk Management Dashboard, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Durango Merchant Services & Wireless POS Terminal for small business
leading E-commerce Solution for Primer.io Near
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Business Owner Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Business

About A-L Financial Corp. | Albany NY

Does your Albany Companies need QR code payments, ACH Processing, Credit card processing, Credit card processing, Metered/Usage-Based Billing, PIN Debit, and Factor rate vs interest rate?

Top 10 PCI Compliant Merchant Services near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • In-App Payments
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Batch processing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for Residential Construction Albany professionals
  • Customer database
  • Business Lenders Zelle Vendors
  • eMerchantBroker for Albany Water Damage Repair
  • Ranked #1 Pet Store POS specialized Skrill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Hotel & Hospitality POS for Albany Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Metered/Usage-Based Billing Albany
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

premier High Risk Merchant Account for SMB Global Near Me Albany

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find Finix Company to get a payment gateway in Albany NY

Best Albany Fiserv business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • ACH Payment gateway
  • NFC Payment Terminal with Payment API
  • Advanced Capital One reporting
  • Cash Drawer with Next Day Funding
  • Order Management & Albany Pay-at-the-Table
  • high risk Provider for Salons & Spas Near Me Albany
Get High Risk Merchant Account

High Risk Merchant Account Providers Albany

National Wide
+ $0.20 per transaction
  • Business Lenders High Risk Merchant Account| Call Centers Point of Sale
  • Mobile Payment Processing for Albany Campgrounds & RV Parks & General Contractor Business
  • Cannabis Farming Albany | Cannabis Industry Sales System
  • Car Dealerships POS | Car Wash Services Payment gateway
  • Signature Debit Service for Catering Services
  • CBD & Wellness Retail Merchant account services in Albany
  • Ceiling Painting Business | Chemical Manufacturing in Albany
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Finix alternatives to Wireless POS Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Connect Trusted Merchants in Albany to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About A-L Financial Corp. Payment

N/A

Frequently Asked Questions

Our ACH Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Albany Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albany Merchant Companies Say

Join thousands of NY Business that trust Merchant-Banks for your Debit card processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Albany business. your rates are high-risk vs. low-risk accounts, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Lobel

Child Care Services CEO
★★★★★
"your Shopping Cart Integrationintegration with our Healthcare Clinic e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Chiropractic Care business."
AL

Rob Lopez

Chiropractors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Albany Business that trust the Best Merchant Banks for Credit card processing in NY. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.