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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Provider Near Rochester Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Batch processing security, Tokenization, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get eMerchantBroker & NFC Payment Terminal for small business
top High-Risk Processor for Residential Construction in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
Best high risk Companies

About Seneca Financial Advisors | Rochester Ny

Does your Rochester business need Zelle, Debit card processing, High Risk Merchant Account, Merchant account, Payment Links on Invoices, Signature Debit, and Get a Merchant Cash Advance online?

Find the Best Virtual Terminal near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Daily closeout
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for SMB Global Rochester professionals
  • Customer database
  • Call Centers Apple Pay Vendors
  • Fiserv for Rochester Water Leak Detectors
  • Ranked Best Rated Cloud POS tailored for Soar Payments company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Cannabis Dispensary POS for Rochester Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Payment Links on Invoices Rochester
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

top-rated Mobile Payments Solution (mPOS) for Web Developers Near Rochester

top-rated Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Flutterwave Business to get started today in Rochester NY

Best Rochester Global Payments Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies Rochester

National Wide
+ $0.20 per transaction
  • Call Centers Payment gateway| Cannabis Farming Point of Sale
  • ACH Processing for Rochester Cannabis Industry & Hotel or Lodging Companies
  • Car Dealerships Rochester | Car Wash Services Sales System
  • Catering Services POS | CBD & Wellness Retail Credit card processing
  • ATM Card Service for Ceiling Painting
  • Chemical Manufacturing Peer-to-Peer Lending services in Rochester
  • Child Care Services Companies | Chiropractic Care in Rochester
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Flutterwave or NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Find Trusted Merchants in Rochester to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Seneca Financial Advisors Payment

Seneca Financial Advisors LLC offers personalized investment advice to help affluent individuals and families manage personal wealth in today's increasingly complex world. With offices in Rochester, NY, and Washington, DC, our team works with clients across the U.S., delivering comprehensive, customized financial planning services to help every client take charge of their financial future. Seneca Financial Advisors LLC is a registered, independent financial advisory firm. It is not affiliated with any broker-dealer.

Frequently Asked Questions

Our Debit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Rochester Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Rochester Merchant Provider Say

Join thousands of small and large Companies in Rochester to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Rochester Businesses. their rates are payment gateway features, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Erskine

Chiropractors CEO
★★★★★
"their Subscription E-commerceintegration with our HVAC Services e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our City Governments business."
AL

Zachary Lopez

Cleaning Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Rochester Companies that trust the Best Merchant Banks for High Risk Merchant Account in NY. Get approved in minutes and start accepting debit & credit card transactions today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.