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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Albany Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Invoice automation security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Adyen & EMV Card Reader for small business
leading Omnichannel Payment Solution for Basis Theory Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Brick-and-Mortar Store Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Company

About Statewide Financial System | Albany Ny

Does your Albany Business need Coinbase Commerce, Mobile Payment Processing, Payment gateway, auto loans, Invoice Customization, ATM Card, and Credit card sales financing?

Top 10 Multi-Currency Merchant Accounts near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Payment analytics
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Commercial Brokers Albany professionals
  • Customer database
  • Dentists Cryptocurrency Vendors
  • Allied Wallet for Albany Encryption
  • Ranked #1 Pet Store POS custom Commercial Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Cloud-Based POS for Albany Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Invoice Customization Albany
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

premier Payment Aggregator for Corepay in Albany

Best Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Venmo Businesses to get a merchant account in Albany NY

Best Albany Virtual terminal Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Debit card processing Payment gateway
  • Wireless POS Terminal with ERP Integration
  • Advanced FICO reporting
  • Age Verification with Next Day Funding
  • Kitchen Printer & Albany Labor Cost Reporting
  • High Risk Merchant Account Companies for Entertainment Venues in Albany
Get High Risk Merchant Account

High Risk Merchant Account provider Albany

National Wide
+ $0.20 per transaction
  • Dentists Credit card processing| Department Stores Point of Sale
  • Debit card processing for Albany Dermatologists & Insurance Agency Company
  • Digital Ad Buyers Albany | Digital Marketing Sales System
  • Dispensary POS | Domain Registrars High Risk Merchant Account
  • Business Debit Card Service for Double-Pane Window Replacement
  • Driving Schools Credit card processing services in Albany
  • Dropshipping Businesses Company | Dropshipping Services in Albany
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

American Express alternatives to EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in Albany to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Statewide Financial System Payment

The Statewide Financial System (SFS) is New York State government's accounting and financial management system. This modern enterprise resource planning (ERP) system was built with the goal of enabling the State of New York to perform its fiscal and business management tasks more effectively, transparently, and efficiently than ever before. The SFS facilitates the management and flow of information between and among State agencies, State control agencies (the Division of the Budget and the Office of the State Comptroller), the State legislature, vendors doing business with New York State, and the general public. The Statewide Financial System supports New York State's goal of a single, enterprise-wide accounting and financial management system that serves as one source of financial truth. NYS Agency Customers (518) 457-7737 or (877) 737-4185 toll-free Individuals and Firms (518) 457-7717 or (855) 233-8363 toll-free

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Albany Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albany Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with our ACH Processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Albany Companies. our rates are contract terms, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Dann

Drywall & Insulation CEO
★★★★★
"our Digital Product Deliveryintegration with our Law Firm e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Eco-Friendly Design business."
AL

Debra Lopez

Ecommerce & Products Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Albany Company that trust the Best Merchant Banks for Payment gateway in NY. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.