🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Payment Processing provider in Cleveland Oh

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Daily closeout security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Alipay & EMV Card Reader for small business
#1 Mobile Payments Solution (mPOS) for eMerchantBroker Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Companies Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Electronic Merchant Systems | Cleveland Oh

Does your Cleveland Enterprise need ACH, Credit card processing, Debit card processing, High-risk merchant, Installment Plans, Check Card, and Funding based on future sales?

Find the Best Payment Aggregator near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in MD

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Flutterwave Hagerstown professionals
  • Customer database
  • HOAs BitPay Vendors
  • American Express for Hagerstown Structural Stability
  • Ranked Best eMerchant specific to Grocery Stores company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Drive-Thru POS for Hagerstown Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Installment Plans Hagerstown
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

best Omnichannel Payment Solution for High Risk Pay in Hagerstown

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Adyen Enterprises to get help with PCI compliance in Hagerstown MD

Best Cleveland Alipay Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • BTCPay Server Payment gateway
  • Wireless POS Terminal with QuickBooks Integration
  • Advanced Experian reporting
  • Credit Card Reader with Next Day Funding
  • Recipe Management & Hagerstown Reservation System Integration
  • High Risk Merchant Account Providers for Government & Municipalities in Hagerstown
Get High Risk Merchant Account

High Risk Merchant Account Businesses Hagerstown

National Wide
+ $0.20 per transaction
  • HOAs Mobile Payment Processing| Home Goods Retail Point of Sale
  • Payment gateway for Hagerstown Home Healthcare & Subscription Box Service Company
  • Home Improvement Retail Hagerstown | Home Inspectors Sales System
  • Home Renovation POS | Horizontal Wood Fence ACH Processing
  • FSA Card services for Hotels
  • HR & Staffing Agencies Merchant Services Service in Hagerstown
  • HVAC Firms | HVAC Installation in Hagerstown
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Amortization versus EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Hagerstown to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Electronic Merchant Systems Payment

Our mission is to be the industry leader in merchant services by providing an innovative suite of business solutions, a high level of quality service, and having professional, dedicated employees that increase the financial well-being of our clients. Our employees and clients receive the same concern, respect and caring attitude. Since 1988, EMS has grown to become a leading provider of payment processing services and electronic transactions. The company operates in over 100 U.S. cities with the corporate headquarters located in Cleveland, Ohio.

Frequently Asked Questions

Our Credit card processing Companies & POS System Business are 100% committed to making high-risk payment processing simple for Cleveland Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Hagerstown Merchant provider Say

Join thousands of Hagerstown Company and MD entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Hagerstown Companies. our rates are merchant account rates, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Jarman

HVAC Services CEO
★★★★★
"our Headless Commerce Payment Integrationintegration with our Travel Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Ice Cream & Dessert Shops business."
AL

Nathina Lopez

Immigration Attorneys Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Hagerstown Company that trust the Best Merchant Banks for Debit card processing in MD. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.