🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Businesses in Carmel In

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reporting dashboard security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant X & EMV Card Reader for small business
leading Payment Processor for Commercial Construction Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchant Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay business

About Merchants Bank Of Indiana | Carmel In

Does your Carmel Businesses need BTCPay Server, Credit card processing, Debit card processing, auto loans, Level II & III Data Processing, Check Card, and MCA for small business?

Find the Best Recurring Billing System near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Commercial Card
  • EMV chip card support
  • Financing Options
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in IN

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Durango Merchant Services Carmel professionals
  • Customer database
  • REITs Coinbase Commerce Vendors
  • NOWPayments for Carmel SMB Global
  • Ranked Best Pet Store POS specific to Easy Pay Direct company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Automotive Dealership POS for Carmel Business
  • Risk monitoring & SSL certificate
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Level II & III Data Processing Carmel
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

premier E-commerce Solution for eMerchantBroker in Carmel

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect SMB Global Companies to get a mobile card reader in Carmel IN

Best Carmel Soar Payments Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Credit card processing Payment gateway
  • Wireless POS Terminal with Mobile Payment App
  • Advanced TransUnion reporting
  • Liquor Store POS with Next Day Funding
  • Online Ordering Integration & Carmel Order Management
  • High Risk Merchant Account provider for Retail Business in Carmel
Get High Risk Merchant Account

High Risk Merchant Account Provider Carmel

National Wide
+ $0.20 per transaction
  • REITs Mobile Payment Processing| Rent-to-Own Services Point of Sale
  • Payment gateway for Carmel Residential Agents & Insurance Agency business
  • Residential Construction Carmel | Restaurant POS Sales System
  • Restaurants POS | Restaurants – Fast Casual ACH Processing
  • FSA Card services for Restaurants – Fine Dining
  • Retail Credit card processing Service in Carmel
  • Retail and Shopping Company | Retail Brands in Carmel
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PayKings versus EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Corporations

Discover Trusted Merchants in Carmel to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Merchants Bank Of Indiana Payment

Merchants Bank of Indiana focuses on several aspects of mortgage and agricultural lending and retail banking services from six Central Indiana locations. Merchants has $9.7 billion in assets and more than 500 corporate employees. Merchants Bank of Indiana owns Merchants Capital, a leading national multi-family housing mortgage company. Merchants Bank of Indiana has been selected as one of the Best Places to Work in Indiana for 2016, 2017, 2018, 2019, 2020, 2021 and 2022. Merchants was also recognized by S&P Global Market Intelligence as the best-performing public bank in the U.S. with more than $10 billion in assets. The Indianapolis Business Journal (IBJ) Banking and Finance edition in May 2021 listed Merchants as the 6th largest Indianapolis Area Bank. In July 2017, the IBJ listed Merchants Bank of Indiana as one of the fastest growing companies in the Indianapolis area. Merchants Bank of Indiana locations include: Corporate Headquarters - 410 Monon Blvd, Carmel IN 46032 Carmel Midtown Banking Center - 410 Monon Blvd, Carmel IN 46032 Carmel Banking Center - 11590 N. Meridian Street, Suite 120, Carmel IN 46032 Indianapolis Banking Center - 3737 East 96th Street, Indianapolis IN 46240 Lynn Banking Center - 201 South Main Street, Lynn IN 47355 Richmond Banking Center - 701 E Main Street, Richmond, IN 47374 Spartanburg Banking Center - 6880 South Arba Pike, Lynn IN 47355 Social Media Guidelines and Terms: www.merchantsbankofindiana.com/social-media-guidelines/

Frequently Asked Questions

Our Credit card processing Providers & POS System Enterprise are 100% committed to making high-risk payment processing simple for Carmel Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Carmel Merchant Businesses Say

Join thousands of local business in Carmel IN to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Carmel Firm. our rates are contract terms, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Myers

Retail store CEO
★★★★★
"our Secure Customer Vaultintegration with our Law Firm e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Retaining Walls business."
AL

Derek Lopez

Roofing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Carmel Firms that trust the Best Merchant Banks for Debit card processing in IN. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.