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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Providers Near Me New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Daily closeout security, Biometric Authentication, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get American Express & Wireless POS Terminal for small business
top Omnichannel Payment Solution for SMB Global Near
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
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No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Retailer Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Corporations

About Merchant Cash & Capital | New York Ny

Does your New York Enterprises need Zelle, ACH Processing, Credit card processing, Merchant Services, Hosted Billing Pages, PIN Debit, and Same day MCA funding?

Find the Best High Risk Credit Solutions near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Travel Credit Card
  • EMV chip card support
  • Donation Forms
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Web Developers New York professionals
  • Customer database
  • Cleaning Services Apple Pay Vendors
  • Basis Theory for New York Whole-Home Automation
  • Ranked #1 Cloud POS specialized WeChat Pay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Education Campus POS for New York Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Hosted Billing Pages New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top-rated Payment Aggregator for Adyen Near Me New York

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find Digital wallet Firm to get a merchant account in New York NY

Best New York Durango Merchant Services Firms

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • BitPay Payment gateway
  • NFC Payment Terminal with Shopping Cart Integration
  • Advanced FICO reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Reservation System Integration & New York Split Checks
  • high risk Companies for Entertainment Venues Near Me New York
Get High Risk Merchant Account

High Risk Merchant Account provider New York

National Wide
+ $0.20 per transaction
  • Cleaning Services High Risk Merchant Account| Clothing Stores Point of Sale
  • Mobile Payment Processing for New York Cloud Hosting Providers & HVAC Services Corporations
  • Cloud Services New York | CNC Machining Sales System
  • CNC Machining POS | Commercial Brokers Payment gateway
  • Signature Debit Service for Commercial Construction
  • Commercial Construction Personal Loan services in New York
  • Commercial Fishing business | Commercial Real Estate in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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BitPay alternatives to Wireless POS Terminal for HVAC Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Connect Trusted Merchants in New York to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Debt Collection & Document Preparation Services to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Merchant Cash & Capital Payment

For nearly a decade, Merchant Cash & Capital, LLC has been an industry leader in providing alternatives to traditional funding sources and an innovator in providing cash advances and other financial services to businesses in the retail, restaurant and services industries. MCC and its affiliates specialize in offering a unique avenue to funding by Γ’Β€ΒœpurchasingҀ a small, fixed percentage of future credit card revenues and advancing that money to qualified businesses up-front. The MCC philosophy is to seek a funding option for almost every business that qualifies, regardless of credit history with no strings attached, no hassles, no hidden fees or unreasonable repayment requirements. MCC seeks to be a partner in helping businesses reach their potential by providing the funds required.

Frequently Asked Questions

Our ACH Processing Provider & POS System Businesses are 100% committed to making high-risk payment processing simple for New York Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with your Debit card processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our New York Company. your rates are payment processors, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
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Sarah Brzeska

Commercial Signage CEO
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"your Digital Product Deliveryintegration with our Insurance Agency e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Composite Deck Installation business."
AL

Ewa Lopez

Concrete Services Owner
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Ready to Start Processing Payments?

Join thousands of local New York Company that trust the Best Merchant Banks for Credit card processing in NY. Get approved in minutes and start accepting debit & credit card mobile payments today!

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Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.