🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Companies in Melville Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Omnichannel security, PCI Validation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Global Payments & EMV Card Reader for small business
best Payment Aggregator for Flutterwave Near Me
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchant Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Merchants Capital Access | Melville Ny

Does your Melville Company need Apple Pay, Credit card processing, Debit card processing, auto loans, Dunning Management, Prepaid Debit Card, and MCA for small business?

Top 10 Subscription Billing Platforms near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for High Risk Pay Babylon professionals
  • Customer database
  • Hotels BTCPay Server Vendors
  • Helcim for Babylon Floor Coatings
  • Ranked Best Event & Ticketing POS specific to Instabill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Cloud POS for Babylon Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Dunning Management Babylon
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

Best Payment gateway for Marketing Agencies in Babylon

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect High Risk Pay Corporations to get a demo in Babylon NY

Best Melville Instabill Enterprise

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • Wireless POS Terminal with Software Development Kits (SDKs)
  • Advanced LendingClub reporting
  • Liquor Store POS with Next Day Funding
  • Split Checks & Babylon Table Management
  • High Risk Merchant Account Provider for B2B & Wholesale in Babylon
Get High Risk Merchant Account

High Risk Merchant Account Providers Babylon

National Wide
+ $0.20 per transaction
  • Hotels Mobile Payment Processing| HVAC Point of Sale
  • Payment gateway for Babylon HVAC Installation & Property Management Companies
  • HVAC Services Babylon | Ice Cream & Dessert Shops Sales System
  • Immigration Attorneys POS | Indoor Air Quality ACH Processing
  • Visa Debit services for Industrial Equipment
  • Industrial & Manufacturing Credit card processing Service in Babylon
  • Injection Molding Enterprises | Insurance Services in Babylon
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

High Risk Pay compared to EMV Card Reader for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firm

Discover Trusted Merchants in Babylon to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Merchants Capital Access Payment

For nearly a decade, Merchant Cash & Capital, LLC has been an industry leader in providing alternatives to traditional funding sources and an innovator in providing cash advances and other financial services to businesses in the retail, restaurant and services industries. MCC and its affiliates specialize in offering a unique avenue to funding by “purchasing” a small, fixed percentage of future credit card revenues and advancing that money to qualified businesses up-front. The MCC philosophy is to seek a funding option for almost every business that qualifies, regardless of credit history with no strings attached, no hassles, no hidden fees or unreasonable repayment requirements. MCC seeks to be a partner in helping businesses reach their potential by providing the funds required.

Frequently Asked Questions

Our Credit card processing Businesses & POS System Firms are 100% committed to making high-risk payment processing simple for Melville business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Babylon Merchant Companies Say

Join thousands of NY Companies that trust Merchant-Banks for our High Risk Merchant Account to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Babylon Business. our rates are contract terms, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Benfante

InsurTech CEO
★★★★★
"our A/B Testing for Checkoutintegration with our Real Estate e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Interior Coatings business."
AL

Regina Lopez

International merchant Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Babylon Businesses that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.