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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Payment Gateway Providers Near Me Buffalo NY

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the top-rated Reconciliation security, Biometric Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant X & Wireless POS Terminal for small business
top High Risk Merchant Account for Alipay Near
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Non-Profit Organization Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Merchant Account Company

About American Senior Financial | Buffalo NY

Does your Buffalo Business need PayPal, High Risk Merchant Account, Mobile Payment Processing, Credit card processing, Tax Calculation Integration, FSA Card, and Merchant Cash Advance pros and cons?

Top 10 Secure Checkout Providers near you.

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • Secure Checkout Seal
  • Real-time transactions reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for App Developers Buffalo professionals
  • Customer database
  • Department Stores Venmo Vendors
  • NOWPayments for Buffalo Electrical
  • Ranked Best Cloud POS unique Basis Theory company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Drive-Thru POS for Buffalo Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Tax Calculation Integration Buffalo
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

top-rated High-Risk Processor for Business Lenders Near Me Buffalo

Best Rated Payment Processing Restaurant to grow your business, increase sales & prevent chargebacks. Find Zelle Businesses to get the best rates in Buffalo NY

Best Buffalo ACH Companies

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account provider Buffalo

National Wide
+ $0.20 per transaction
  • Department Stores ACH Processing| Digital Ad Buyers Point of Sale
  • Credit card processing for Buffalo Digital Marketing & Property Management Company
  • Dispensary Buffalo | Domain Registrars Sales System
  • Double-Pane Window Replacement POS | Driving Schools Debit card processing
  • Mastercard Debit services for Dropshipping Businesses
  • Dropshipping Services Merchant account Service in Buffalo
  • Drywall & Insulation Company | Eco-Friendly Design in Buffalo
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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PayKings compared to Wireless POS Terminal for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Connect Trusted Merchants in Buffalo to grow your Big, Large or Medium Sized Business. We serve High Risk Merchant Account industries such as Debt Collection & Document Preparation Services to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About American Senior Financial Payment

N/A

Frequently Asked Questions

Our High Risk Merchant Account Provider & POS System Business are 100% committed to making high-risk payment processing simple for Buffalo Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Buffalo Merchant Providers Say

Join thousands of NY who trust Merchant-Banks with your Payment gateway to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Buffalo Companies. your rates are high-risk vs. low-risk accounts, setup was super on the spot, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Pardi

Ecommerce & Products CEO
★★★★★
"your Mobile-Optimized Checkoutintegration with our Real Estate Agency e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our EdTech Platforms business."
AL

Carmine Lopez

eLearning Marketplaces Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Buffalo Company that trust the Best Merchant Banks for Mobile Payment Processing in NY. Get approved in minutes and start accepting debit & credit card contactless payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.