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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Services Businesses Near Me New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Void transaction security, PCI Compliance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get National Processing & Wireless POS Terminal for small business
#1 E-commerce Solution for Corepay Near
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Business Owner Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account business

About Sunlight Financial | New York Ny

Does your New York Businesses need Coinbase Commerce, ACH Processing, Credit card processing, Credit card processing, Automated Payment Reminders, PIN Debit, and Factor rate vs interest rate?

Find the Best Contactless Payment Solution near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, American Express
  • EMV chip card support
  • Click and Collect
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Chargeback management
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Easy Pay Direct Charlotte professionals
  • Customer database
  • HOAs Cryptocurrency Vendors
  • PayKings for Charlotte Basement Flood Recovery
  • Ranked #1 eMerchant specialized eMerchantBroker company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Automotive Dealership POS for Charlotte Business
  • Data breach & Encryption
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Automated Payment Reminders Charlotte
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

best High Risk Merchant Account for Finix Near Me Charlotte

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find Payment Depot Companies to get a credit card reader in Charlotte NC

Best New York Payment gateway Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Debit card processing Payment gateway
  • NFC Payment Terminal with Payment API
  • Advanced Capital One reporting
  • Cash Drawer with Next Day Funding
  • Order Management & Charlotte Pay-at-the-Table
  • high risk provider for Automotive Services Near Me Charlotte
Get High Risk Merchant Account

High Risk Merchant Account Provider Charlotte

National Wide
+ $0.20 per transaction
  • HOAs High Risk Merchant Account| Home Goods Retail Point of Sale
  • Mobile Payment Processing for Charlotte Home Healthcare & General Contractor business
  • Home Improvement Retail Charlotte | Home Inspectors Sales System
  • Home Renovation POS | Horizontal Wood Fence Payment gateway
  • Signature Debit Service for Hotels
  • HR & Staffing Agencies Merchant account services in Charlotte
  • HVAC business | HVAC Installation in Charlotte
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Payline Data alternatives to Wireless POS Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Connect Trusted Merchants in Charlotte to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Nutraceuticals & Online Gaming & Gambling to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Sunlight Financial Payment

For company news and job opportunities, please follow us at: https://www.linkedin.com/company/spectrum/ Spectrum is powered and innovated by Charter Communications. https://www.spectrum.com/policies/privacy-policy.html

Frequently Asked Questions

Our ACH Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for New York Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charlotte Merchant Businesses Say

Join thousands of local business Near Me Charlotte NC to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Charlotte Company. your rates are high-risk vs. low-risk accounts, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Drennen

HVAC Services CEO
★★★★★
"your Abandoned Cart Recovery Toolsintegration with our Healthcare Clinic e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Ice Cream & Dessert Shops business."
AL

Suzanne Lopez

Immigration Attorneys Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charlotte business that trust the Best Merchant Banks for Credit card processing in NC. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.