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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Payment Processing Provider in Melville Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Payment analytics security, Blacklist/Whitelist Management, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get American Express & EMV Card Reader for small business
top-rated Payment Aggregator for PayKings Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchant Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Lighthouse Financial | Melville Ny

Does your Melville business need NOWPayments, Credit card processing, Debit card processing, auto loans, Payment Links on Invoices, Prepaid Debit Card, and MCA for small business?

Find the Best Business Merchant Services near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Recurring billing
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for PayPal Pro New York professionals
  • Customer database
  • Motels QR code payments Vendors
  • Basis Theory for New York Garage Services
  • Ranked Best Dropshipping POS specific to Primer.io company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reporting dashboard
  • Event & Ticketing POS for New York Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Payment Links on Invoices New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

#1 Payment gateway for Razorpay in New York

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Amortization Business to get a high-risk account in New York NY

Best Melville Apple Pay Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Venmo Payment gateway
  • Wireless POS Terminal with Hosted Payment Page
  • Advanced LendingClub reporting
  • Liquor Store POS with Next Day Funding
  • Labor Cost Reporting & New York Menu Management
  • High Risk Merchant Account Businesses for Property Management in New York
Get High Risk Merchant Account

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • Motels Mobile Payment Processing| Music Distribution Point of Sale
  • Payment gateway for New York Music Schools & Subscription Box Service Companies
  • Natural Gas Distribution New York | NFT Projects Sales System
  • Nonprofit Organizations POS | Notary Services ACH Processing
  • Visa Debit services for Nutritionists
  • Office Supply Companies Credit card processing Service in New York
  • Office Supply Retail Companies | Oil & Gas Extraction in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

BitPay compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in New York to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Lighthouse Financial Payment

We are a member of Osaic Wealth Inc. a national network of independent firms with the experience and resources to help meet the needs of our clients. Our main office is located in Melville, NY with affiliated offices located in Florida, Michigan, Arizona, Georgia, and North Carolina. We provide wealth management to clients across the country, each with unique financial needs. We are comprised of a dedicated group of professionals, with high core values and extensive experience in finance, insurance and money management. Many of our associates have attained advanced degrees and professional designations to enhance their ability to best represent you to make certain that we meet your needs effectively. Our associates are responsible for understanding your financial picture, applying a comprehensive strategy and providing the appropriate resources to help meet your goals and objectives. Our mission is to provide you with quality financial advice, to build relationships based on trust, and to develop unique solutions to help you reach your financial goals. We are strongly committed to diversity/equal opportunity. www.lfnllc.com Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth Inc. is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc. Please visit our website for full disclosures 631-465-9090

Frequently Asked Questions

Our Credit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Melville Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Companies in Melville to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our New York Businesses. our rates are contract terms, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Zaretsky

Online marketplace CEO
★★★★★
"our Payouts for Marketplacesintegration with our Travel Agency e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Online Marketplaces business."
AL

Ari D Lopez

Optometry Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Companies that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.