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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Services provider Near Me Binghamton NY

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Daily closeout security, Risk Management Dashboard, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Corepay & Wireless POS Terminal for small business
leading Omnichannel Payment Solution for Merchant X Near
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Business Owner Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account Businesses

About Russell And Russell Financial | Binghamton NY

Does your Binghamton Company need Apple Pay, ACH Processing, Credit card processing, Credit card processing, Prorated Billing, PIN Debit, and Factor rate vs interest rate?

Find the Best High Risk Credit Solutions near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Omnichannel
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Payoneer Binghamton professionals
  • Customer database
  • SEO Consultants BTCPay Server Vendors
  • Easy Pay Direct for Binghamton Composite Deck Installation
  • Ranked #1 Pet Store POS specialized PayPal Pro company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Education Campus POS for Binghamton Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Prorated Billing Binghamton
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

premier Payment Aggregator for Primer.io Near Me Binghamton

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find Venmo business to get a free quote in Binghamton NY

Best Binghamton Virtual terminal Business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Businesses Binghamton

National Wide
+ $0.20 per transaction
  • SEO Consultants High Risk Merchant Account| Skip Tracing Services Point of Sale
  • Mobile Payment Processing for Binghamton Smart & Connected Home & Salon or Spa Businesses
  • Smart Energy Binghamton | Smart Entry Systems Sales System
  • Smart Home Installation POS | Smoke Shop Payment gateway
  • Signature Debit Service for Social Media Managers
  • Software Resellers Merchant account services in Binghamton
  • Soil & Fertilizer Production Businesses | Solar Industry in Binghamton
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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eMerchantBroker alternatives to Wireless POS Terminal for Salon or Spa

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Connect Trusted Merchants in Binghamton to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Russell And Russell Financial Payment

N/A

Frequently Asked Questions

Our ACH Processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Binghamton business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Binghamton Merchant provider Say

Join thousands of Binghamton Businesses and NY entrepreneurs who depend on Merchant-Banks for your Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Binghamton Business. your rates are high-risk vs. low-risk accounts, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Russell

Solar Panel Installation CEO
★★★★★
"your Payment Gateway API Integrationintegration with our Subscription Box Service e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Spa Services business."
AL

Derek Lopez

Specialty Food Retail Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Binghamton Businesses that trust the Best Merchant Banks for Credit card processing in NY. Get approved in minutes and start accepting debit & credit card mobile payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.