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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Provider in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Refund security, Fraud Detection Suite, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & EMV Card Reader for small business
top High Risk Merchant Account for Durango Merchant Services Near Me
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Companies Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Amtrust Financial Services | New York Ny

Does your New York business need BitPay, Credit card processing, Debit card processing, High-risk merchant, Scheduled Payments, Prepaid Debit Card, and Funding based on future sales?

Top 10 Provider for Small Business near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Discover
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Split payments
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for eMerchantBroker New York professionals
  • Customer database
  • Department Stores Buy Now Pay Later (BNPL) Vendors
  • High Risk Pay for New York Basis Theory
  • Ranked Best Cloud POS specific to Finix company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Void transaction
  • Grocery Store POS for New York Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Scheduled Payments New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

top-rated High-Risk Processor for Flutterwave in New York

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Durango Merchant Services Business to get a high-risk account in New York NY

Best New York Easy Pay Direct Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • Coinbase Commerce Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Pay-at-the-Table & New York POS Terminal (Touchscreen)
  • High Risk Merchant Account Businesses for Property Management in New York
Get High Risk Merchant Account

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • Department Stores Mobile Payment Processing| Digital Ad Buyers Point of Sale
  • Payment gateway for New York Digital Marketing & Healthcare Clinic Companies
  • Dispensary New York | Domain Registrars Sales System
  • Double-Pane Window Replacement POS | Driving Schools ACH Processing
  • Visa Debit services for Dropshipping Businesses
  • Dropshipping Services Merchant Services Service in New York
  • Drywall & Insulation Companies | Eco-Friendly Design in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Instabill compared to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in New York to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Amtrust Financial Services Payment

AmTrust Financial Services, Inc., through its subsidiaries, operates as a multinational property and casualty insurance company. Founded in 1998 to provide workers’ compensation insurance to small businesses in the United States, the company now operates in three segments around the globe: Small Commercial Business Insurance, Specialty Risk and Extended Warranty, and Specialty Middle-Market Property and Casualty Program Insurance. Read our Social Media Guidelines here: https://amtrustfinancial.com/about-us/social-media

Frequently Asked Questions

Our Credit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for New York Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Companies in New York to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our New York Businesses. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Campbell

Ecommerce & Products CEO
★★★★★
"our Payouts for Marketplacesintegration with our Hotel or Lodging e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our EdTech Platforms business."
AL

Melissa Lopez

eLearning Marketplaces Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Companies that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.