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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Services provider Near Me Albany NY

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the #1 Split payments security, Risk Management Dashboard, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Durango Merchant Services & Wireless POS Terminal for small business
leading Payment gateway for Commercial Brokers Near
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Local Business Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
Best High Risk Merchant Account Businesses

About Financial Institution | Albany NY

Does your Albany Company need Apple Pay, ACH Processing, Credit card processing, Working Capital Loans, Online Bill Pay Portal, Business Debit Card, and MCA for bad credit?

Find the Best Mobile Wallet Provider near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Void transaction
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Corepay Albany professionals
  • Customer database
  • HVAC BTCPay Server Vendors
  • eMerchantBroker for Albany Automation Systems
  • Ranked Best Rated Pet Store POS specialized Durango Merchant Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Cannabis Dispensary POS for Albany Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Online Bill Pay Portal Albany
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

premier Payment Processor for Easy Pay Direct Near Me Albany

top-rated Payment Processing Merchants to streamline operations, get paid faster & grow your business. Find Instabill business to get a free quote in Albany NY

Best Albany Marqeta Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • NFC Payment Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • Gift Card Support with Next Day Funding
  • Menu Management & Albany Online Ordering Integration
  • high risk Providers for E-commerce Near Me Albany
Get High Risk Merchant Account

High Risk Merchant Account Businesses Albany

National Wide
+ $0.20 per transaction
  • HVAC High Risk Merchant Account| HVAC Services Point of Sale
  • Mobile Payment Processing for Albany Ice Cream & Dessert Shops & Manufacturing Company Businesses
  • Immigration Attorneys Albany | Indoor Air Quality Sales System
  • Industrial Equipment POS | Industrial & Manufacturing Payment gateway
  • EBT Card Service for Injection Molding
  • Insurance Services Bad Credit Business Loans services in Albany
  • InsurTech Businesses | Interior Coatings in Albany
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Finix or Wireless POS Terminal for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Connect Trusted Merchants in Albany to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Financial Institution Payment

N/A

Frequently Asked Questions

Our ACH Processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Albany business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albany Merchant provider Say

Join thousands of Albany Businesses and NY entrepreneurs who depend on Merchant-Banks for your Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Albany Business. your rates are transaction fees, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Neville

International merchant CEO
★★★★★
"your ACH for E-commerceintegration with our Non-Profit Organization e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Investment Services business."
AL

Theresa Lopez

IT Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Albany Businesses that trust the Best Merchant Banks for Credit card processing in NY. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.