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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing provider Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Daily closeout security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Allied Wallet & NFC Payment Terminal for small business
premier Payment Aggregator for Flutterwave in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High Risk Merchant Account Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
#1 high risk Businesses

About Mutual Of America Financial Group | New York Ny

Does your New York Company need Google Pay, Payment gateway, ACH Processing, Personal Loan, Detailed Billing Reports, Bank Card, and MCA alternatives?

Find the Best Payment Aggregator near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Secured Credit Card
  • EMV chip card support
  • Customer Vault
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for High Risk Pay Astoria professionals
  • Customer database
  • Real Estate Development PayPal Vendors
  • Amortization for Astoria Subfloor Reinforcement
  • Ranked Best Pop-Up Store POS for my Instabill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Cloud POS for Astoria Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Detailed Billing Reports Astoria
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

top Payment gateway for Marketing Agencies Near Astoria

Best Rated Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover Basis Theory business to get help with PCI compliance in Astoria NY

Best New York BitPay Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • QR code payments Payment gateway
  • EMV Card Reader with Software Development Kits (SDKs)
  • Advanced LendingClub reporting
  • Food Truck POS with Next Day Funding
  • Split Checks & Astoria Table Management
  • High Risk Pay Providers for Service-Based Business Near Astoria
Get High Risk Merchant Account

High Risk Merchant Account Businesses Astoria

National Wide
+ $0.20 per transaction
  • Real Estate Development Debit card processing| Real Estate Law Point of Sale
  • High Risk Merchant Account for Astoria Real Estate Photographers & Law Firm Businesses
  • Real Estate Wholesalers Astoria | Recreational Dispensary Sales System
  • REITs POS | Religious Institutions Mobile Payment Processing
  • Check Card services for Rent-to-Own Services
  • Residential Agents auto loans Service in Astoria
  • Residential Construction Businesses | Restaurant POS in Astoria
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Basis Theory compared to NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Find Trusted Merchants in Astoria to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Mutual Of America Financial Group Payment

Mutual of America has specialized in providing retirement products and related services to organizations and their employees, as well as individuals, for over 70 years. As a mutual company, we do not have stockholders and are not publicly traded. We operate solely for the benefit of our customers, managing the Company for their long-term interest, rather than for the short-term demands of stockholders. Since 1945, Mutual of America has remained committed to offering plan sponsors, plan participants, and individuals carefully selected, quality products and services at a competitive price and the personal attention they need to help build and preserve assets for a financially secure future. Integrity, prudence, and reliability are the values that have guided us since our inception and that continue to serve us well. For more information, please visit us at mutualofamerica.com. Guidelines: https://bit.ly/3UH7mc7

Frequently Asked Questions

Our Payment gateway Companies & POS System Company are 100% committed to making high-risk payment processing simple for New York business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Astoria Merchant provider Say

Join thousands of Astoria Businesses and NY entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to security features payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Astoria Business. their rates are Square vs. Stripe, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Briffa

Restaurants CEO
★★★★★
"their Social Commerce Paymentsintegration with our Manufacturing Company e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Restaurants – Fast Casual business."
AL

Kaitlyn Lopez

Restaurants – Fine Dining Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Astoria Businesses that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.