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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Service Provider in Miami FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Payment analytics security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payline Data & EMV Card Reader for small business
leading High-Risk Processor for Easy Pay Direct Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Companies

About Pj Financial Group, Inc. | Miami FL

Does your Miami business need Zelle, Mobile Payment Processing, Payment gateway, High-risk merchant, Automated Invoicing, HSA Card, and Merchant Cash Advance renewal?

Top 10 Fraud Prevention Tools near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Recurring billing
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Finix Miami professionals
  • Customer database
  • Roofing Apple Pay Vendors
  • Payoneer for Miami Finix
  • Ranked Best Rated Pet Store POS custom Flutterwave company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reporting dashboard
  • Drive-Thru POS for Miami Business
  • 3D Secure & AML (Anti-Money Laundering)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Automated Invoicing Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

premier Mobile Payments Solution (mPOS) for Grocery Stores in Miami

top-rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Helcim Business to get started today in Miami FL

Best Miami High Risk Pay Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • BitPay Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • POS Terminal with Next Day Funding
  • POS Terminal (Touchscreen) & Miami Recipe Management
  • High Risk Merchant Account Businesses for Subscription-Based Business in Miami
Get High Risk Merchant Account

High Risk Merchant Account Companies Miami

National Wide
+ $0.20 per transaction
  • Roofing Credit card processing| Roof Renovation Point of Sale
  • Debit card processing for Miami SaaS Companies & Real Estate Agency Companies
  • Sales Training Companies Miami | Salon software Sales System
  • Segmental Block Wall POS | SEO Consultants High Risk Merchant Account
  • PIN Debit Service for Shower Valve Swap
  • Skip Tracing Services Merchant Services services in Miami
  • Smart & Connected Home Companies | Smart Energy in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

PayPal Pro or EMV Card Reader for Real Estate Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Pj Financial Group, Inc. Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System business are 100% committed to making high-risk payment processing simple for Miami Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Provider Say

Join thousands of small and large Companies in Miami to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Miami Businesses. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Polynice

Smart Entry Systems CEO
★★★★★
"our Subscription E-commerceintegration with our Restaurant e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Smart Home Installation business."
AL

Jacque Lopez

Smoke Shop Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Companies that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.