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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Credit Card Processing Businesses Near Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Invoice automation security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payment Depot & NFC Payment Terminal for small business
#1 E-commerce Solution for Corepay in
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchants Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
top-rated high risk business

About Ocean Financial Services | Miami Fl

Does your Miami Businesses need Apple Pay, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Account Updater Service, EBT Card, and Merchant Cash Advance lenders?

Top 10 Multi-Currency Merchant Accounts near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, American Express
  • EMV chip card support
  • Automatic Language Detection
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Payment analytics
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Easy Pay Direct Miami professionals
  • Customer database
  • Storage BTCPay Server Vendors
  • PayPal Pro for Miami Merchant Services
  • Ranked #1 eMerchant tailored for eMerchantBroker company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Event & Ticketing POS for Miami Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Account Updater Service Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

best High Risk Merchant Account for Finix Near Miami

Best Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Razorpay Companies to get a credit card reader in Miami FL

Best Miami Shopping cart Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • EMV Card Reader with Payment API
  • Advanced Capital One reporting
  • Loyalty Program Integration with Next Day Funding
  • Order Management & Miami Pay-at-the-Table
  • High Risk Pay provider for Automotive Services Near Miami
Get High Risk Merchant Account

High Risk Merchant Account Provider Miami

National Wide
+ $0.20 per transaction
  • Storage Payment gateway| Structural Stability Point of Sale
  • ACH Processing for Miami Structural Systems & Plumbing Services business
  • Stucco Crack Repair Miami | Subfloor Reinforcement Sales System
  • Subfloor Services POS | Subscription-based Credit card processing
  • HSA Card Service for Surface Finishes
  • Tankless Water Heater Installation High-risk merchant services in Miami
  • Tax Attorneys business | Tax Services in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Primer.io alternatives to NFC Payment Terminal for Plumbing Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Find Trusted Merchants in Miami to grow your Small, Big or Large Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Ocean Financial Services Payment

Ocean Financial Services, LLC is an investment management company based out of 780 NW 42nd Avenue Suite 604, MIAMI, Florida, United States. At Ocean Financial Services, we deliver personalized financial journeys inspired by you. Initiating a financial relationship with us is an exploration beyond numbers. We first seek to understand your values and priorities for your financial future. We help you construct a plan that aligns with your investment objectives, time horizon and risk tolerance. For seasoned investors, we incorporate your experience, insights and ideas to keep you on the right path or assist you in heading in a new direction, always with your vision top of mind.

Frequently Asked Questions

Our Debit card processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Miami Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Businesses Say

Join thousands of local business Near Miami FL to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Miami Company. their rates are customer reviews, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Macedo

Telemedicine Providers CEO
★★★★★
"their Abandoned Cart Recovery Toolsintegration with our Property Management e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Textile Manufacturing business."
AL

Alejandro Lopez

Thermal Efficiency Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami business that trust the Best Merchant Banks for High Risk Merchant Account in FL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.