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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated Payment Gateway Provider Near Me Clearwater Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Reconciliation security, Risk Management Dashboard, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Helcim & Wireless POS Terminal for small business
leading Payment Processor for High Risk Pay Near
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Non-Profit Organization Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Companies

About Nicholas Financial | Clearwater Fl

Does your Clearwater business need BTCPay Server, High Risk Merchant Account, Mobile Payment Processing, Credit card processing, Installment Plans, Visa Debit, and Merchant Cash Advance pros and cons?

Top 10 Secure Checkout Providers near you.

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Commercial Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time transactions reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Marketing Agencies Clearwater professionals
  • Customer database
  • HVAC Coinbase Commerce Vendors
  • Instabill for Clearwater Flutterwave
  • Ranked top-rated Pet Store POS unique Marqeta company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Drive-Thru POS for Clearwater Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Installment Plans Clearwater
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

premier E-commerce Solution for Medical Billing Services Near Me Clearwater

#1 Payment Processing Restaurant to grow your business, increase sales & prevent chargebacks. Find Marqeta Business to get a high-risk account in Clearwater FL

Best Clearwater Mastercard Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Credit card processing Payment gateway
  • NFC Payment Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Multi-Store Management with Next Day Funding
  • Tip Management & Clearwater Employee Time Clock
  • high risk Businesses for Educational Institutions Near Me Clearwater
Get High Risk Merchant Account

High Risk Merchant Account Companies Clearwater

National Wide
+ $0.20 per transaction
  • HVAC ACH Processing| HVAC Services Point of Sale
  • Credit card processing for Clearwater Ice Cream & Dessert Shops & Wholesale Distributor Companies
  • Immigration Attorneys Clearwater | Indoor Air Quality Sales System
  • Industrial Equipment POS | Industrial & Manufacturing Debit card processing
  • Bank Card services for Injection Molding
  • Insurance Services Merchant account Service in Clearwater
  • InsurTech Companies | Interior Coatings in Clearwater
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Marqeta versus Wireless POS Terminal for Wholesale Distributor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Connect Trusted Merchants in Clearwater to grow your Medium Sized, Small or Big Business. We serve High Risk Merchant Account industries such as Subscription Boxes & Telemarketing to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Nicholas Financial Payment

MISSION: At Nicholas Financial, our mission is to provide primary transportation to and from work for the subprime borrower through the local independent auto dealerships. We are a publicly traded industry leader providing affordable credit solutions to the subprime customer. VISION: To be the nationwide industry leader in providing affordable credit solutions to the subprime credit customer. We strive to be the local lending partner to both our dealers and borrowing customers. VALUES: Valuing People – We value and recognize all people as individuals and develop strong relationships built on trust. Honesty & Integrity – We uphold the highest standards of integrity and stand behind what we say and do. We know that trust must be earned continually. We are committed to transparency in all aspects of our business. Customer Service - We treat our borrowing customers and dealer partners with dignity in order to develop “customers for life”. We provide extraordinary customer service with a sense of urgency to find real life solutions to each unique situation. Entrepreneurial Spirit – We encourage creativity and risk-taking, empower decision making, promote continuous learning and give back to our local communities. Accountability – We take action, proactively hold ourselves and each other accountable, and are committed to quality and excellence in everything we do. Teamwork – We recognize the collective power of our time, talent and resources and align our decisions with overall company goals. The company’s stock has been publicly traded since 1987. It is listed on the NASDAQ National Market System under the symbol, NICK.

Frequently Asked Questions

Our High Risk Merchant Account provider & POS System business are 100% committed to making high-risk payment processing simple for Clearwater Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Clearwater Merchant Provider Say

Join thousands of small and large Companies in Clearwater to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Clearwater Businesses. your rates are high-risk vs. low-risk accounts, setup was super within 24 hours, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Moraca

International merchant CEO
★★★★★
"your Buy Now, Pay Later (BNPL)integration with our Accounting Firm e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Investment Services business."
AL

Maria Lopez

IT Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Clearwater Companies that trust the Best Merchant Banks for Mobile Payment Processing in FL. Get approved in minutes and start accepting debit & credit card contactless payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.