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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Payment Processing provider in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Chargeback management security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WorldPay & EMV Card Reader for small business
leading High Risk Merchant Account for Razorpay Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Service Provider Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About Bayview Financial | Miami Fl

Does your Miami Company need Cryptocurrency, Credit card processing, Debit card processing, Peer-to-Peer Lending, Automated Invoicing, Prepaid Debit Card, and Stacking MCAs?

Find the Best High Risk Merchant Account near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Risk monitoring
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Invoice automation
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Skrill Miami professionals
  • Customer database
  • REITs Digital wallet Vendors
  • Alipay for Miami Gutter Guard Installation
  • Ranked Best Pet Store POS specific to SMB Global company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Fitness & Gym POS for Miami Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Automated Invoicing Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

premier High-Risk Processor for Soar Payments in Miami

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect SSL certificate business to get help with PCI compliance in Miami FL

Best Miami Venmo Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • E-check Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Receipt Printer with Next Day Funding
  • Pay-at-the-Table & Miami POS Terminal (Touchscreen)
  • High Risk Merchant Account Providers for Service-Based Business in Miami
Get High Risk Merchant Account

High Risk Merchant Account Businesses Miami

National Wide
+ $0.20 per transaction
  • REITs Mobile Payment Processing| Rent-to-Own Services Point of Sale
  • Payment gateway for Miami Residential Agents & Healthcare Clinic Businesses
  • Residential Construction Miami | Restaurant POS Sales System
  • Restaurants POS | Restaurants – Fast Casual ACH Processing
  • Visa Debit services for Restaurants – Fine Dining
  • Retail Working Capital Loans Service in Miami
  • Retail and Shopping Businesses | Retail Brands in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Allied Wallet compared to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Miami to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Bayview Financial Payment

Bayview Financial, L.P. is a full-service mortgage finance company that provides a range of products and services through its subsidiaries including residential and commercial special servicing, residential and commercial mortgage and securities investing, and Bank Advisory Services for private M&A and FDIC-assisted transactions. Subsidiaries include Bayview Asset Management, LLC, Bayview Loan Servicing, and Bayview Lending Group. Bayview's headquarters are located in Coral Gables, Florida.

Frequently Asked Questions

Our Credit card processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Miami business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant provider Say

Join thousands of Miami Businesses and FL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Miami Business. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Roman

Retail store CEO
★★★★★
"our Social Commerce Paymentsintegration with our Hotel or Lodging e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Retaining Walls business."
AL

Jenny Lopez

Roofing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Businesses that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.