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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Batch processing security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get eMerchantBroker & EMV Card Reader for small business
leading E-commerce Solution for Primer.io Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Business

About Guerra Financial Group | Miami Fl

Does your Miami Companies need NOWPayments, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Level II & III Data Processing, ATM Card, and How does an MCA work??

Find the Best Virtual Terminal near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • Financing Options
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Residential Construction Miami professionals
  • Customer database
  • Roofing QR code payments Vendors
  • Fiserv for Miami Pipe Wrap Abatement
  • Ranked #1 Pet Store POS custom Skrill company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Fitness & Gym POS for Miami Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Level II & III Data Processing Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

premier High Risk Merchant Account for SMB Global in Miami

Best Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Google Pay Company to get a payment gateway in Miami FL

Best Miami Heartland Payment Systems business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Venmo Payment gateway
  • Wireless POS Terminal with Payment API
  • Advanced Capital One reporting
  • Employee Management with Next Day Funding
  • Order Management & Miami Pay-at-the-Table
  • High Risk Merchant Account Provider for Salons & Spas in Miami
Get High Risk Merchant Account

High Risk Merchant Account Providers Miami

National Wide
+ $0.20 per transaction
  • Roofing Credit card processing| Roof Renovation Point of Sale
  • Debit card processing for Miami SaaS Companies & Accounting Firm Business
  • Sales Training Companies Miami | Salon software Sales System
  • Segmental Block Wall POS | SEO Consultants High Risk Merchant Account
  • Business Debit Card Service for Shower Valve Swap
  • Skip Tracing Services Working Capital Loans services in Miami
  • Smart & Connected Home Business | Smart Energy in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Flutterwave alternatives to EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Miami to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Guerra Financial Group Payment

With over 35 years of serving the community, Guerra Financial Group has committed their practice to creating and customizing financial plans for clients who are focused on growing and securing their wealth. Operating under the core values of transparency, integrity and commitment, your prosperity is their priority.

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Miami Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our ACH Processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Miami business. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Guerra

Smart Entry Systems CEO
★★★★★
"our Shopping Cart Integrationintegration with our Auto Repair Shop e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Smart Home Installation business."
AL

Mauro Lopez

Smoke Shop Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Business that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.