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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service provider in Miami FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Refund security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Finix & EMV Card Reader for small business
Best E-commerce Solution for Instabill Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Businesses

About Capital International Financial | Miami FL

Does your Miami Company need Cryptocurrency, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Subscription Management, ATM Card, and How does an MCA work??

Find the Best Online Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Charge Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Split payments
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Marqeta Miami professionals
  • Customer database
  • Financial Planning Digital wallet Vendors
  • Flutterwave for Miami Foundation Repair
  • Ranked #1 Mobile POS (mPOS) custom Medical Billing Services company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Void transaction
  • Convenience & Specialty Store POS for Miami Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Subscription Management Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

leading High Risk Merchant Account for Merchant X in Miami

Best Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Venmo business to get a free quote in Miami FL

Best Miami Virtual terminal Business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Businesses Miami

National Wide
+ $0.20 per transaction
  • Financial Planning Credit card processing| Fire Departments Point of Sale
  • Debit card processing for Miami Fitness Centers & Accounting Firm Businesses
  • Fitness Coaches Miami | Fixture Replacement Sales System
  • Floor Coatings POS | Flooring High Risk Merchant Account
  • Business Debit Card Service for Flooring Installation
  • Florist Retail Working Capital Loans services in Miami
  • Food Delivery Businesses | Food Processing Plants in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Global Payments alternatives to EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Miami to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Capital International Financial Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Miami business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant provider Say

Join thousands of Miami Businesses and FL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Miami Business. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Zamora

Food Trucks CEO
★★★★★
"our Payment Gateway API Integrationintegration with our Auto Repair Shop e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Footwear Manufacturing business."
AL

Colon Lopez

Foreclosure Specialists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Businesses that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.