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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Providers in San Diego CA

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Batch processing security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayKings & EMV Card Reader for small business
leading High Risk Merchant Account for Durango Merchant Services Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchant Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Paula Financial Services, Inc | San Diego CA

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Find the Best Cryptocurrency Payment Gateway near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

  • Tokenization
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Daily closeout
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for eMerchantBroker San Diego professionals
  • Customer database
  • HVAC Venmo Vendors
  • Payment Depot for San Diego Stax
  • Ranked Best Pet Store POS specific to Finix company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Omnichannel
  • Education Campus POS for San Diego Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Subscription Management San Diego
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

premier High-Risk Processor for Flutterwave in San Diego

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Shopping cart Businesses to get the best rates in San Diego CA

Best San Diego Skrill Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • Zelle Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Liquor Store POS with Next Day Funding
  • Pay-at-the-Table & San Diego POS Terminal (Touchscreen)
  • High Risk Merchant Account Companies for Home Services in San Diego
Get High Risk Merchant Account

High Risk Merchant Account provider San Diego

National Wide
+ $0.20 per transaction
  • HVAC Mobile Payment Processing| HVAC Services Point of Sale
  • Payment gateway for San Diego Ice Cream & Dessert Shops & Healthcare Clinic Company
  • Immigration Attorneys San Diego | Indoor Air Quality Sales System
  • Industrial Equipment POS | Industrial & Manufacturing ACH Processing
  • Visa Debit services for Injection Molding
  • Insurance Services Credit card processing Service in San Diego
  • InsurTech Company | Interior Coatings in San Diego
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Payoneer compared to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in San Diego to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Paula Financial Services, Inc Payment

N/A

Frequently Asked Questions

Our Credit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for San Diego Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our San Diego Merchant Providers Say

Join thousands of CA who trust Merchant-Banks with our High Risk Merchant Account to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our San Diego Companies. our rates are contract terms, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Nagel

International merchant CEO
★★★★★
"our Mobile-Optimized Checkoutintegration with our Hotel or Lodging e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Investment Services business."
AL

Kenneth Lopez

IT Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local San Diego Company that trust the Best Merchant Banks for Debit card processing in CA. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.