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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Provider Near Plano Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Reconciliation security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WeChat Pay & NFC Payment Terminal for small business
top-rated Mobile Payments Solution (mPOS) for App Developers in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Restaurant Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Companies

About Penson Financial Services | Plano Tx

Does your Plano business need Zelle, Payment gateway, ACH Processing, Merchant account, Subscription Management, Mastercard Debit, and No collateral business funding?

Top 10 Secure Checkout Providers near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in MI

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Business Lenders Ann Arbor professionals
  • Customer database
  • Logging Apple Pay Vendors
  • Adyen for Ann Arbor American Express
  • Ranked top-rated Dropshipping POS for my Commercial Brokers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Drive-Thru POS for Ann Arbor Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Subscription Management Ann Arbor
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

#1 Omnichannel Payment Solution for Commercial Construction Near Ann Arbor

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Fiserv Business to get a high-risk account in Ann Arbor MI

Best Plano Flutterwave Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • BitPay Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Purchase Order Management with Next Day Funding
  • Kitchen Display System (KDS) & Ann Arbor Kitchen Printer
  • High Risk Pay Businesses for Educational Institutions Near Ann Arbor
Get High Risk Merchant Account

High Risk Merchant Account Companies Ann Arbor

National Wide
+ $0.20 per transaction
  • Logging Debit card processing| Luxury Goods & Jewelry Point of Sale
  • High Risk Merchant Account for Ann Arbor Marble Tile Installation & Restaurant Companies
  • Marketing Agencies Ann Arbor | Marketing Services Sales System
  • Massage Therapists POS | Meal Prep Services Mobile Payment Processing
  • Prepaid Debit Card services for Meat Packing
  • Mechanical Systems Peer-to-Peer Lending Service in Ann Arbor
  • Medical Billing Services Companies | Medical Clinics in Ann Arbor
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Alipay versus NFC Payment Terminal for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in Ann Arbor to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Penson Financial Services Payment

Penson Worldwide, Inc. (Penson) is a provider of a range of critical securities and futures processing infrastructure products and services to the global financial services industry. The Company’s products and services include securities and futures clearing and execution, financing and cash management technology and other related offerings, and it provides tools and services to support trading in multiple markets, asset classes and currencies. The Company supplies a flexible offering of infrastructure and related products and services to its clients, available both on an unbundled basis and as a fully-integrated platform encompassing all of its products and services. The Company has operations in the United States, Canada, the United Kingdom and Asia. The Company conducts business through its wholly owned subsidiary SAI Holdings, Inc. (SAI).

Frequently Asked Questions

Our Payment gateway provider & POS System business are 100% committed to making high-risk payment processing simple for Plano Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Ann Arbor Merchant Provider Say

Join thousands of small and large Companies in Plano to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Ann Arbor Businesses. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Reesman

Medical Dispensary CEO
★★★★★
"their Buy Now, Pay Later (BNPL)integration with our Salon or Spa e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Med Spas business."
AL

Mark Lopez

Mental Health Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Ann Arbor Companies that trust the Best Merchant Banks for ACH Processing in MI. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.