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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Providers Near Irvine Ca

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Void transaction security, Account Takeover Protection, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Coinbase Commerce & NFC Payment Terminal for small business
best Payment Aggregator for PayKings in
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High Risk Merchant Account Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
#1 high risk Company

About Journey Financial | Irvine Ca

Does your Irvine Business need BTCPay Server, Payment gateway, ACH Processing, Personal Loan, Detailed Billing Reports, Bank Card, and MCA alternatives?

Top 10 Law Firm Payment Processing near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Customer Vault
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in WA

Secure online payment processing for e-commerce and virtual transactions.

  • Tokenization
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Chargeback management
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for PayPal Pro Lakewood professionals
  • Customer database
  • Home Decor Coinbase Commerce Vendors
  • Durango Merchant Services for Lakewood Corepay
  • Ranked Best Event & Ticketing POS for my Primer.io company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Invoice automation
  • Hotel & Hospitality POS for Lakewood Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Detailed Billing Reports Lakewood
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

Best Payment gateway for Razorpay Near Lakewood

Best Rated Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover Allied Wallet Businesses to get the best rates in Lakewood WA

Best Irvine American Express Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Credit card processing Payment gateway
  • EMV Card Reader with Hosted Payment Page
  • Advanced LendingClub reporting
  • Food Truck POS with Next Day Funding
  • Labor Cost Reporting & Lakewood Menu Management
  • High Risk Pay Companies for Home Services Near Lakewood
Get High Risk Merchant Account

High Risk Merchant Account provider Lakewood

National Wide
+ $0.20 per transaction
  • Home Decor Debit card processing| Home Healthcare Point of Sale
  • High Risk Merchant Account for Lakewood Home Improvement Retail & Law Firm Company
  • Home Inspectors Lakewood | Home Renovation Sales System
  • Horizontal Wood Fence POS | Hotels Mobile Payment Processing
  • Check Card services for HR & Staffing Agencies
  • HVAC auto loans Service in Lakewood
  • HVAC Installation Company | HVAC Services in Lakewood
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Easy Pay Direct compared to NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Find Trusted Merchants in Lakewood to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Journey Financial Payment

Real Estate Financing

Frequently Asked Questions

Our Payment gateway Provider & POS System Business are 100% committed to making high-risk payment processing simple for Irvine Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Lakewood Merchant Providers Say

Join thousands of Ca who trust Merchant-Banks with their Credit card processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Lakewood Companies. their rates are Square vs. Stripe, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Nelson

Ice Cream & Dessert Shops CEO
★★★★★
"their Mobile-Optimized Checkoutintegration with our Manufacturing Company e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Immigration Attorneys business."
AL

Doyle Lopez

Indoor Air Quality Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Lakewood Company that trust the Best Merchant Banks for ACH Processing in WA. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.