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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Ann Arbor Mi

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Omnichannel security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get NOWPayments & NFC Payment Terminal for small business
top-rated High Risk Merchant Account for Alipay in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Restaurant Served
$2.5B Cryptocurrency Processed Annually
99.9% Uptime Guarantee
#1 high risk Business

About Huron Valley Financial | Ann Arbor Mi

Does your Ann Arbor Companies need Digital wallet, Payment gateway, ACH Processing, Merchant account, Prorated Billing, Bank Card, and No collateral business funding?

Top 10 Subscription Billing Platforms near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in MI

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based E-check for App Developers Ann Arbor professionals
  • Customer database
  • Motels Google Pay Vendors
  • Payline Data for Ann Arbor Instabill
  • Ranked Best Dropshipping POS for my Basis Theory company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Drive-Thru POS for Ann Arbor Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Prorated Billing Ann Arbor
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

#1 High-Risk Processor for Business Lenders Near Ann Arbor

Best Rated Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Heartland Payment Systems Company to get a demo in Ann Arbor MI

Best Ann Arbor Helcim business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • NOWPayments Payment gateway
  • EMV Card Reader with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Purchase Order Management with Next Day Funding
  • Handheld Ordering Devices & Ann Arbor Ingredient-Level Inventory
  • High Risk Pay Provider for B2B & Wholesale Near Ann Arbor
Get High Risk Merchant Account

High Risk Merchant Account Providers Ann Arbor

National Wide
+ $0.20 per transaction
  • Motels Debit card processing| Music Distribution Point of Sale
  • High Risk Merchant Account for Ann Arbor Music Schools & Auto Repair Shop Business
  • Natural Gas Distribution Ann Arbor | NFT Projects Sales System
  • Nonprofit Organizations POS | Notary Services Mobile Payment Processing
  • Check Card services for Nutritionists
  • Office Supply Companies Peer-to-Peer Lending Service in Ann Arbor
  • Office Supply Retail Business | Oil & Gas Extraction in Ann Arbor
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Payment Depot compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in Ann Arbor to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Huron Valley Financial Payment

H&R Block’s purpose is simple: To provide help and inspire confidence in our clients and communities everywhere. We’ve been true to that purpose since brothers Henry and Richard Bloch founded our company in 1955. Since then, we’ve prepared approximately 800 million tax returns and grown to have approximately 12,000 offices throughout the United States and around the world. We know that tax needs and situations change from year to year. That’s why we offer new and innovative ways to prepare and file taxes so clients can choose what suits them best. We are a people company first and a tax company second. With this in mind, we deliver care in every interaction, conversation, and at each touchpoint. That’s how we build long-lasting relationships with clients, communities, and associates. People who join H&R Block say it feels like being part of something bigger. A place with an amazing and storied history, but with a strong and urgent focus on the future. Maybe it's because our company still has the feeling of ‘family’ serving as the foundation for our associates and franchisees who bring our purpose to life each day. Maybe it’s how determined, forward thinking and innovative we are, or how accessible our leadership is. We believe it’s all those things, and much more. Our ideas are rooted in unique and diverse perspectives fueled by curiosity and creativity. We’re not afraid to try new things, and never rest on past success. We are passionate in the way we advocate for each other, for our clients, and most importantly, we not only say we are better together…we truly believe it!

Frequently Asked Questions

Our Payment gateway Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Ann Arbor Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Ann Arbor Merchant Companies Say

Join thousands of MI Business that trust Merchant-Banks for their Credit card processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Ann Arbor business. their rates are payment gateway features, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Amaechi

Online marketplace CEO
★★★★★
"their A/B Testing for Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Online Marketplaces business."
AL

Udoji Lopez

Optometry Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Ann Arbor Business that trust the Best Merchant Banks for ACH Processing in MI. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.