🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Charleston SC

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Batch processing security, Account Takeover Protection, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get eMerchantBroker & NFC Payment Terminal for small business
best Payment Aggregator for Flutterwave in
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Businesses Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
Best high risk Enterprise

About Merchant Cooperative | Charleston SC

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Find the Best Cryptocurrency Payment Gateway near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in SC

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for High Risk Pay Charleston professionals
  • Customer database
  • Auto Parts Cryptocurrency Vendors
  • Fiserv for Charleston Subfloor Reinforcement
  • Ranked Best Rated Event & Ticketing POS for my Instabill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Omnichannel
  • Event & Ticketing POS for Charleston Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Installment Plans Charleston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

Best Payment gateway for Marketing Agencies Near Charleston

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover EMV chip Firms to get a demo in Charleston SC

Best Charleston Finix business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Debit card processing Payment gateway
  • EMV Card Reader with Software Development Kits (SDKs)
  • Advanced LendingClub reporting
  • Barcode Scanning with Next Day Funding
  • Split Checks & Charleston Table Management
  • High Risk Pay Provider for B2B & Wholesale Near Charleston
Get High Risk Merchant Account

High Risk Merchant Account Providers Charleston

National Wide
+ $0.20 per transaction
  • Auto Parts Debit card processing| Auto Repair Point of Sale
  • High Risk Merchant Account for Charleston Backup Power Systems & Auto Repair Shop Enterprise
  • Banking Services Charleston | Bars & Lounges Sales System
  • Basement Flood Recovery POS | Bathroom Exhaust Fan Mobile Payment Processing
  • Check Card services for Battery Manufacturing
  • Beauty and Cosmetics Retail High-risk merchant Service in Charleston
  • Beauty Salons Business | Bed & Breakfasts in Charleston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Flutterwave compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in Charleston to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Auction Houses & Cannabis & CBD to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Merchant Cooperative Payment

N/A

Frequently Asked Questions

Our Payment gateway Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Charleston Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charleston Merchant Companies Say

Join thousands of SC Enterprise that trust Merchant-Banks for their Credit card processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Charleston Company. their rates are customer reviews, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Maurer

Beverage Bottling CEO
★★★★★
"their A/B Testing for Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Beverage Manufacturing business."
AL

Christian Lopez

Black Mold Removal Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charleston Corporations that trust the Best Merchant Banks for ACH Processing in SC. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.