🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Credit Card Processing Provider Near Cincinnati Oh

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Reporting dashboard security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get High Risk Pay & NFC Payment Terminal for small business
#1 E-commerce Solution for Instabill in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Company Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
top-rated high risk Companies

About Fay Financial | Cincinnati Oh

Does your Cincinnati business need Coinbase Commerce, Debit card processing, High Risk Merchant Account, Merchant account, Account Updater Service, EBT Card, and Get a Merchant Cash Advance online?

Top 10 Provider for High Risk Accounts near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, American Express
  • EMV chip card support
  • Automatic Language Detection
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Virtual terminal
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Marqeta Chicago professionals
  • Customer database
  • Clothing Stores Cryptocurrency Vendors
  • Marqeta for Chicago Painting
  • Ranked #1 eMerchant tailored for Medical Billing Services company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Drive-Thru POS for Chicago Business
  • 3D Secure & AML (Anti-Money Laundering)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Account Updater Service Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

best High Risk Merchant Account for Merchant X Near Chicago

Best Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover eMerchantBroker Business to get started today in Chicago IL

Best Cincinnati EMV chip Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Debit card processing Payment gateway
  • EMV Card Reader with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Employee Time Clock & Chicago Handheld Ordering Devices
  • High Risk Pay Businesses for Healthcare & Medical Near Chicago
Get High Risk Merchant Account

High Risk Merchant Account Companies Chicago

National Wide
+ $0.20 per transaction
  • Clothing Stores Payment gateway| Cloud Services Point of Sale
  • ACH Processing for Chicago CNC Machining & Plumbing Services Companies
  • CNC Machining Chicago | Commercial Brokers Sales System
  • Commercial Construction POS | Commercial Construction Credit card processing
  • HSA Card Service for Commercial Fishing
  • Commercial Real Estate Peer-to-Peer Lending services in Chicago
  • Commercial Signage Companies | Composite Deck Installation in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Mastercard alternatives to NFC Payment Terminal for Plumbing Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Find Trusted Merchants in Chicago to grow your Small, Big or Large Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Fay Financial Payment

Fay Financial is a full-scale real estate services company that offers mortgage servicing, property renovations, business purpose lending, insurance, and more to homeowners, investors, and clients nationwide. Fay handles a wide range of mortgage loan solutions for prospective homeowners with varying credit histories and also offers refinancing for existing mortgages. Based in Chicago they also have offices in Arizona, Florida, Oklahoma, and Texas.

Frequently Asked Questions

Our Debit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Cincinnati Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Provider Say

Join thousands of small and large Companies in Cincinnati to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Chicago Businesses. their rates are payment gateway features, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Martino

Concrete Services CEO
★★★★★
"their International Shipping Integrationintegration with our Property Management e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Construction business."
AL

Katherine Lopez

Consulting Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Companies that trust the Best Merchant Banks for High Risk Merchant Account in IL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.