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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Payment Processing Provider in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Batch processing security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get eMerchantBroker & EMV Card Reader for small business
#1 Payment Aggregator for Business Lenders Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchant Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Element Financial Group | New York Ny

Does your New York business need Credit card processing, Credit card processing, Debit card processing, auto loans, Revenue Recognition, Prepaid Debit Card, and MCA for small business?

Find the Best Cryptocurrency Payment Gateway near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Gas Card
  • EMV chip card support
  • Mobile Wallet Acceptance
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Daily closeout
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Commercial Construction New York professionals
  • Customer database
  • Storage Debit card processing Vendors
  • Fiserv for New York Skrill
  • Ranked Best eMerchant specific to Corepay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Omnichannel
  • Cloud-Based POS for New York Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Revenue Recognition New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best Payment gateway for Durango Merchant Services in New York

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect High Risk Pay Business to get a high-risk account in New York NY

Best New York Instabill Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • Storage Mobile Payment Processing| Structural Stability Point of Sale
  • Payment gateway for New York Structural Systems & Subscription Box Service Companies
  • Stucco Crack Repair New York | Subfloor Reinforcement Sales System
  • Subfloor Services POS | Subscription-based ACH Processing
  • Visa Debit services for Surface Finishes
  • Tankless Water Heater Installation Credit card processing Service in New York
  • Tax Attorneys Companies | Tax Services in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Flutterwave compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Discover Trusted Merchants in New York to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Element Financial Group Payment

Element is a women founded, distinct wealth advisory firm that helps those who have incredible demands on their time and energy to design and implement comprehensive financial plans. Our full-service approach ensures that clients' unique and diverse needs are met by objective and knowledgeable professionals. We organize all relevant information, research viable options, and make recommendations that take into account not only our clients' financials, but their values and beliefs about finances as well. We have extensive experience in the areas of Financial Planning, Asset Management, Insurance and Estate Planning as well as Corporate and Executive Benefits Programs. Over 20 Years Experience: Corporate & Executive Benefit Planning Private Placement Life Insurance Alternative Investment Strategies Industries Include: Entertainment, Media, Film, Fashion and Sports Legal and Accounting Firms Biotech and Pharmaceutical Find Us On Facebook: https://www.facebook.com/elementfinancialgroupny “Securities and advisory services offered through Commonwealth Financial Network®, member www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth. Element Financial Group, 110 E 25th Street, Ste 226, New York, NY 11010, 212-878-1760 The Financial Advisor associated with this profile may only discuss or transact business with residents of states in which they are properly registered. No offers may be made or accepted from any resident of any other state. Please check FINRA’s Broker Check for a list of current registrations. Review our Terms of Use: www.commonwealth.com/termsofuse.html.

Frequently Asked Questions

Our Credit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for New York Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Companies in New York to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our New York Businesses. our rates are contract terms, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Roman

Telemedicine Providers CEO
★★★★★
"our Payouts for Marketplacesintegration with our Travel Agency e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Textile Manufacturing business."
AL

Adriana Lopez

Thermal Efficiency Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Companies that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.