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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing provider Near Alpharetta Ga

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Refund security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get CDGcommerce & NFC Payment Terminal for small business
premier Payment Aggregator for Flutterwave in
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Free Quote

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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Businesses Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
#1 high risk Businesses

About Southpoint Financial Services | Alpharetta Ga

Does your Alpharetta Company need Coinbase Commerce, Payment gateway, ACH Processing, Bad Credit Business Loans, Automated Invoicing, Bank Card, and Daily repayment MCA?

Top 10 provider for Small Business near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Secured Credit Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for High Risk Pay Charlotte professionals
  • Customer database
  • Tax Services Cryptocurrency Vendors
  • Coinbase Commerce for Charlotte Black Mold Removal
  • Ranked Best Pop-Up Store POS for my Instabill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Void transaction
  • Fitness & Gym POS for Charlotte Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Automated Invoicing Charlotte
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

top Payment gateway for Marketing Agencies Near Charlotte

Best Rated Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover E-check business to get help with PCI compliance in Charlotte NC

Best Alpharetta eMerchantBroker Business

2.9%
+ $0.30 per transaction
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High Risk Merchant Account Businesses Charlotte

National Wide
+ $0.20 per transaction
  • Tax Services Debit card processing| Textile Manufacturing Point of Sale
  • High Risk Merchant Account for Charlotte Thermal Efficiency & Law Firm Businesses
  • Thrift & Consignment Charlotte | Timber Processing Sales System
  • Title Companies POS | Toy and Hobby Retail Mobile Payment Processing
  • Check Card services for Toy & Hobby Shops
  • Toy Manufacturing High-risk merchant Service in Charlotte
  • Transportation Services Businesses | Travel Agencies in Charlotte
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Corepay compared to NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Find Trusted Merchants in Charlotte to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Southpoint Financial Services Payment

With headquarters in Atlanta, Georgia; Southpoint Financial Services, Inc is a full-service mortgage lender operating over 25 years in 16 states. Southpoint Financial Services has a direct-to-consumer division along with a wholesale channel servicing its TPO partnerships. Providing all financing programs available to our clients with low closing costs along with competitive interest rates. The affordability we offer along with unparalleled customer service is the key to our continued success and longevity. Our experienced mortgage team treats your home loan process with the expertise and care necessary to accomplish your financial goals. Tailoring each mortgage loan to meet the needs of our consumers, we understand the importance of finding the loan option best suited for each individual. Building trust by exceeding expectations is the service our team is required to meet. Our Fintech also enhances the personal experience to our partners and clients allowing the mortgage loan consultant to remain focus on providing the world class service we are known for. Multiple Licensed states: Georgia / Alabama / Florida / Kentucky / Maryland/ Massachusetts / North Carolina / Ohio / Pennsylvania / South Carolina / Indiana / Mississippi / Louisiana / Tennessee / Texas / Virginia Texas Consumer Complaint and Recovery Fund Notice - https://bit.ly/3onuzj3 Southpoint Financial Services, Inc. cannot guarantee your privacy or security when writing detailed personal information on public social media sites such as this one. Please contact our call center line directly at 1-888-297-7227 to discuss any personal details or concerns you may have. Please be advised that Southpoint cannot guarantee your privacy or security when accessing third-party links. Customer service is our number one priority. If we are falling short, please contact senior management at 1-888-297-7227 or email patriciae@spfs.com

Frequently Asked Questions

Our Payment gateway Companies & POS System Company are 100% committed to making high-risk payment processing simple for Alpharetta business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charlotte Merchant provider Say

Join thousands of Charlotte Businesses and NC entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to security features payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Charlotte Business. their rates are customer reviews, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Ewing

Trucking CEO
★★★★★
"their Social Commerce Paymentsintegration with our Manufacturing Company e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Tutoring Services business."
AL

Jamie Lopez

Vacation Property Investors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charlotte Businesses that trust the Best Merchant Banks for ACH Processing in NC. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.