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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Provider Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Chargeback management security, Tokenization, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayPal Pro & NFC Payment Terminal for small business
top Mobile Payments Solution (mPOS) for App Developers in
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Businesses Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Companies

About Guardhill Financial Corp | New York Ny

Does your New York business need BitPay, Payment gateway, ACH Processing, Bad Credit Business Loans, Customer Self-Service Portal, Mastercard Debit, and Daily repayment MCA?

Find the Best High Risk Merchant Account near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Discover
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Business Lenders New York professionals
  • Customer database
  • Food Delivery Buy Now Pay Later (BNPL) Vendors
  • Razorpay for New York Settlement
  • Ranked top-rated Cloud POS for my Commercial Brokers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Event & Ticketing POS for New York Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Customer Self-Service Portal New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

top-rated Omnichannel Payment Solution for Commercial Construction Near New York

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover Amortization Business to get a high-risk account in New York NY

Best New York Apple Pay Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Coinbase Commerce Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Barcode Scanning with Next Day Funding
  • Kitchen Display System (KDS) & New York Kitchen Printer
  • High Risk Pay Businesses for Educational Institutions Near New York
Get High Risk Merchant Account

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • Food Delivery Debit card processing| Food Trucks Point of Sale
  • High Risk Merchant Account for New York Footwear Manufacturing & Restaurant Companies
  • Foreclosure Specialists New York | Forestry Sales System
  • Foundation Repair POS | Framing Mobile Payment Processing
  • Prepaid Debit Card services for Franchise Consultants
  • Franchise merchant High-risk merchant Service in New York
  • Full Home Repiping Companies | Furnace Replacement in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Skrill versus NFC Payment Terminal for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Find Trusted Merchants in New York to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Guardhill Financial Corp Payment

Established in 1992, GuardHill Financial LLC (NMLS #1609 - www.nmlsconsumeraccess.org) is a New York City-based mortgage banker and brokerage company originating approximately $1 Billion annually. For over 26 years, GuardHill has maintained its reputation as the Tri-state area’s premier independent mortgage lender. Our platform as Broker and Banker enables us to arrange the broadest spectrum of loans, delivering the best combination of rates and customer service on each transaction. We work diligently to earn the trust and respect of our borrowers, referral sources, and peers, always striving to meet the highest standard of service.

Frequently Asked Questions

Our Payment gateway provider & POS System business are 100% committed to making high-risk payment processing simple for New York Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Companies in New York to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our New York Businesses. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Zhao

Furniture Manufacturing CEO
★★★★★
"their Buy Now, Pay Later (BNPL)integration with our Salon or Spa e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Furniture Manufacturing business."
AL

Xiao Lopez

Furniture Retail Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Companies that trust the Best Merchant Banks for ACH Processing in NY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.