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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Businesses in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Void transaction security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get CDGcommerce & EMV Card Reader for small business
leading Payment Aggregator for Flutterwave Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call (888) 325-0061
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Companies Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay business

About Cowan Financial Group | New York Ny

Does your New York Businesses need Cryptocurrency, Credit card processing, Debit card processing, High-risk merchant, Detailed Billing Reports, Prepaid Debit Card, and Funding based on future sales?

Top 10 Subscription Box Service Payment Processing near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • Customer Vault
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • KYC (Know Your Customer)
  • Shopping Cart Integration
  • Mobile-responsive checkout
  • Shopping Cart Integration
  • Chargeback management
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for High Risk Pay Gainesville professionals
  • Customer database
  • Dentists Digital wallet Vendors
  • Coinbase Commerce for Gainesville NOWPayments
  • Ranked Best Pet Store POS specific to Instabill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Invoice automation
  • Education Campus POS for Gainesville Business
  • Risk monitoring & SSL certificate
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Detailed Billing Reports Gainesville
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

premier Payment gateway for Marketing Agencies in Gainesville

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Virtual terminal Companies to get a mobile card reader in Gainesville FL

Best New York Visa Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • E-check Payment gateway
  • Wireless POS Terminal with Software Development Kits (SDKs)
  • Advanced LendingClub reporting
  • Credit Card Reader with Next Day Funding
  • Split Checks & Gainesville Table Management
  • High Risk Merchant Account provider for Fitness Centers & Gyms in Gainesville
Get High Risk Merchant Account

High Risk Merchant Account Provider Gainesville

National Wide
+ $0.20 per transaction
  • Dentists Mobile Payment Processing| Department Stores Point of Sale
  • Payment gateway for Gainesville Dermatologists & Subscription Box Service business
  • Digital Ad Buyers Gainesville | Digital Marketing Sales System
  • Dispensary POS | Domain Registrars ACH Processing
  • Visa Debit services for Double-Pane Window Replacement
  • Driving Schools Merchant Services Service in Gainesville
  • Dropshipping Businesses business | Dropshipping Services in Gainesville
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Corepay compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Discover Trusted Merchants in Gainesville to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Cowan Financial Group Payment

Cowan Financial Group is a full-service financial planning and consulting firm for individuals, families, and business owners. We have been in business in the St. Augustine area for over 40 years. Our holistic and comprehensive approach to financial planning, coupled with our unparalleled level of personal service, helps you make better financial decisions to assure the lifestyle you want. On our website, you will find a wealth of information in the form of newsletter articles, calculators, and research reports. We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals. Securities and Advisory Services provided through Cadaret Grant & Co., a Registered Broker-Dealer, Registered Investment Adviser and Member FINRA/SIPC. Additional Advisory Services provided by Arch Global Advisors, LLC, a Registered Investment Adviser. Cowan Financial Group is a wholly owned subsidiary of Arch Global Advisors LLC. Cadaret Grant is not affiliated with Arch Global Advisors or Cowan Financial Group. Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

Frequently Asked Questions

Our Credit card processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for New York Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Gainesville Merchant Businesses Say

Join thousands of local business in Gainesville FL to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Gainesville Company. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Abchee

Drywall & Insulation CEO
★★★★★
"our Fraud Protection for Online Storesintegration with our Travel Agency e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Eco-Friendly Design business."
AL

George Lopez

Ecommerce & Products Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Gainesville business that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.