🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing provider Near New York Ny

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Reconciliation security, IP Geolocation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get High Risk Pay & NFC Payment Terminal for small business
top-rated E-commerce Solution for Adyen in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Small Business Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Cowan Financial Group | New York Ny

Does your New York Companies need NOWPayments, Debit card processing, High Risk Merchant Account, Personal Loan, Payment Links on Invoices, EBT Card, and Weekly repayment MCA?

Find the Best ACH Payment Provider near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Fleet Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Refund
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Allied Wallet New York professionals
  • Customer database
  • Clothing Retail QR code payments Vendors
  • Marqeta for New York Retaining Walls
  • Ranked Best Rated Dropshipping POS tailored for App Developers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Cannabis Dispensary POS for New York Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Payment Links on Invoices New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

#1 High Risk Merchant Account for Basis Theory Near New York

#1 Payment Processing Brick-and-Mortar Store to simplify payments, enhance security & get paid faster. Discover NFC (Near Field Communication) Company to get a free quote in New York NY

Best New York NOWPayments Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Venmo Payment gateway
  • EMV Card Reader with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Restaurant POS with Next Day Funding
  • Employee Time Clock & New York Handheld Ordering Devices
  • High Risk Pay Providers for Professional Services Near New York
Get High Risk Merchant Account

High Risk Merchant Account Businesses New York

National Wide
+ $0.20 per transaction
  • Clothing Retail Payment gateway| Cloud Hosting Providers Point of Sale
  • ACH Processing for New York Cloud Services & Real Estate Business
  • CNC Machining New York | CNC Machining Sales System
  • Commercial Brokers POS | Commercial Construction Credit card processing
  • HSA Card Service for Commercial Construction
  • Commercial Fishing auto loans services in New York
  • Commercial Real Estate Corporations | Commercial Signage in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Mastercard alternatives to NFC Payment Terminal for Real Estate

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprise

Find Trusted Merchants in New York to grow your Small, Big or Large Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Cowan Financial Group Payment

Cowan Financial Group is a full-service financial planning and consulting firm for individuals, families, and business owners. We have been in business in the St. Augustine area for over 40 years. Our holistic and comprehensive approach to financial planning, coupled with our unparalleled level of personal service, helps you make better financial decisions to assure the lifestyle you want. On our website, you will find a wealth of information in the form of newsletter articles, calculators, and research reports. We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Website to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with skilled professionals to pursue your financial goals. Securities and Advisory Services provided through Cadaret Grant & Co., a Registered Broker-Dealer, Registered Investment Adviser and Member FINRA/SIPC. Additional Advisory Services provided by Arch Global Advisors, LLC, a Registered Investment Adviser. Cowan Financial Group is a wholly owned subsidiary of Arch Global Advisors LLC. Cadaret Grant is not affiliated with Arch Global Advisors or Cowan Financial Group. Federal and state insurance and securities rules and regulations prohibit registered representative(s) and/or investment adviser representative(s) from soliciting, offering and selling any insurance or securities products or providing investment advice until they are properly registered and licensed in each state jurisdiction.

Frequently Asked Questions

Our Debit card processing Companies & POS System Enterprises are 100% committed to making high-risk payment processing simple for New York Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant provider Say

Join thousands of New York Business and NY entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our New York Firms. their rates are Square vs. Stripe, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Diaz

Composite Deck Installation CEO
★★★★★
"their Payment Gateway API Integrationintegration with our Real Estate Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Concrete Services business."
AL

Denise Lopez

Construction Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York business that trust the Best Merchant Banks for High Risk Merchant Account in NY. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.