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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Rated Merchant Service Provider in Charlotte Nc

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Reconciliation security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Flutterwave & EMV Card Reader for small business
leading Payment gateway for Web Developers Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Companies

About Midcity Financial | Charlotte Nc

Does your Charlotte business need QR code payments, Mobile Payment Processing, Payment gateway, High-risk merchant, Revenue Recognition, HSA Card, and Merchant Cash Advance renewal?

Find the Best ACH Payment Provider near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • Mobile Wallet Acceptance
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for Adyen Tampa professionals
  • Customer database
  • Real Estate Agents Zelle Vendors
  • Heartland Payment Systems for Tampa Horizontal Wood Fence
  • Ranked Best Rated Pet Store POS custom Alipay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Hotel & Hospitality POS for Tampa Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Revenue Recognition Tampa
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

premier Payment Processor for Allied Wallet in Tampa

top-rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect BitPay Business to get started today in Tampa FL

Best Charlotte BTCPay Server Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies Tampa

National Wide
+ $0.20 per transaction
  • Real Estate Agents Credit card processing| Real Estate Investors Point of Sale
  • Debit card processing for Tampa Real Estate Law & Financial Services Companies
  • Real Estate Photographers Tampa | Real Estate Wholesalers Sales System
  • Recreational Dispensary POS | REITs High Risk Merchant Account
  • PIN Debit Service for Religious Institutions
  • Rent-to-Own Services Merchant Services services in Tampa
  • Residential Agents Companies | Residential Construction in Tampa
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Helcim or EMV Card Reader for Financial Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Discover Trusted Merchants in Tampa to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Midcity Financial Payment

MidCity is a 50-year real estate firm specializing in the development, asset management, and property management of affordable and market-rate multifamily housing.

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System business are 100% committed to making high-risk payment processing simple for Charlotte Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Tampa Merchant Provider Say

Join thousands of small and large Companies in Charlotte to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Tampa Businesses. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Jessell

Restaurant POS CEO
★★★★★
"our Subscription E-commerceintegration with our Fitness Center or Gym e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Restaurants business."
AL

Sherri Lopez

Restaurants – Fast Casual Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Tampa Companies that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.