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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Provider in Charlotte Nc

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Recurring billing security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get CDGcommerce & EMV Card Reader for small business
#1 Payment Aggregator for Business Lenders Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Service Provider Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Cardinal Financial Company, Limited Partnership | Charlotte Nc

Does your Charlotte business need NOWPayments, Credit card processing, Debit card processing, Peer-to-Peer Lending, Tax Calculation Integration, Prepaid Debit Card, and Stacking MCAs?

Find the Best eCheck Payment Gateway near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Gas Card
  • EMV chip card support
  • Secure Checkout Seal
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in IN

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Reporting dashboard
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Commercial Construction Indianapolis professionals
  • Customer database
  • Property Enhancements QR code payments Vendors
  • Coinbase Commerce for Indianapolis Marble Tile Installation
  • Ranked Best eMerchant specific to Corepay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Virtual terminal
  • Fitness & Gym POS for Indianapolis Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Tax Calculation Integration Indianapolis
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best Payment gateway for Durango Merchant Services in Indianapolis

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect Durango Merchant Services Business to get a high-risk account in Indianapolis IN

Best Charlotte Easy Pay Direct Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Venmo Payment gateway
  • Wireless POS Terminal with Hosted Payment Page
  • Advanced LendingClub reporting
  • Receipt Printer with Next Day Funding
  • Labor Cost Reporting & Indianapolis Menu Management
  • High Risk Merchant Account Businesses for Property Management in Indianapolis
Get High Risk Merchant Account

High Risk Merchant Account Companies Indianapolis

National Wide
+ $0.20 per transaction
  • Property Enhancements Mobile Payment Processing| Property Management Point of Sale
  • Payment gateway for Indianapolis Property Managers & Subscription Box Service Companies
  • PropTech Indianapolis | Psychiatrists Sales System
  • Psychologists POS | Public Schools ACH Processing
  • Visa Debit services for Quarrying – Stone & Gravel
  • Real Estate Working Capital Loans Service in Indianapolis
  • Real Estate Agents Companies | Real Estate Development in Indianapolis
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Corepay compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Indianapolis to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Cardinal Financial Company, Limited Partnership Payment

When we started Cardinal Financial, we set out with the intention of creating a better mortgage experience. We wanted to reimagine and modernize the way home loans are obtained by bringing increased transparency, simplicity, and speed into an industry that has oftentimes lacked all three. Fast-forward to present day and we’re still the same group of innovative thinkers who want to turn the mortgage industry on its head. Backed by our proprietary loan processing technology, Octane, we consistently offer some of the lowest rates and fastest closings in the industry while providing great service and striving to deliver a personal experience to all who choose to do business with us. We are committed to transforming the trying process of buying a home into a simple procedure that doesn’t drain the joy of accomplishing a lifelong goal. Our business is fueled by our passion for connecting people to the home of their dreams. A lot of lenders will tell you they’re the best, but at Cardinal Financial, we can prove it. A 2022 Great Place to Work®-Certified company: https://www.greatplacetowork.com/certified-company/7045431 www.cardinalfinancial.com NMLS #66247 | NMLS Access: http://www.nmlsconsumeraccess.org/ For licensing information, go to: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247 Cardinal Financial Company | 3701 Arco Corporate Dr, Charlotte, North Carolina 28273 This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

Frequently Asked Questions

Our Credit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Charlotte Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Indianapolis Merchant Provider Say

Join thousands of small and large Companies in Charlotte to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Indianapolis Businesses. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Cady

Real Estate Investors CEO
★★★★★
"our Payouts for Marketplacesintegration with our Travel Agency e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Real Estate Law business."
AL

John Lopez

Real Estate Photographers Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Indianapolis Companies that trust the Best Merchant Banks for Debit card processing in IN. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.