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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Houston Tx

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Chargeback management security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Easy Pay Direct & EMV Card Reader for small business
Best Omnichannel Payment Solution for Basis Theory Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Brick-and-Mortar Store Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Business

About Chiron Financial | Houston Tx

Does your Houston Companies need Credit card processing, Mobile Payment Processing, Payment gateway, auto loans, Dunning Management, ATM Card, and Credit card sales financing?

Find the Best International Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Charge Card
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Invoice automation
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Commercial Brokers Houston professionals
  • Customer database
  • Liquor Retail Debit card processing Vendors
  • Finix for Houston Amortization
  • Ranked #1 Mobile POS (mPOS) custom Commercial Construction company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Automotive Dealership POS for Houston Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Dunning Management Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

leading Payment Aggregator for Corepay in Houston

Best Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Digital wallet Company to get a payment gateway in Houston TX

Best Houston Durango Merchant Services business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with ERP Integration
  • Advanced FICO reporting
  • Age Verification with Next Day Funding
  • Kitchen Printer & Houston Labor Cost Reporting
  • High Risk Merchant Account Provider for Salons & Spas in Houston
Get High Risk Merchant Account

High Risk Merchant Account Providers Houston

National Wide
+ $0.20 per transaction
  • Liquor Retail Credit card processing| Load-Bearing Modifications Point of Sale
  • Debit card processing for Houston Loan Brokers & Insurance Agency Business
  • Logging Houston | Logistics Services Sales System
  • Luxury Goods & Jewelry POS | Marble Tile Installation High Risk Merchant Account
  • Business Debit Card Service for Marketing Agencies
  • Marketing Services Credit card processing services in Houston
  • Massage Therapists Business | Meal Prep Services in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Fiserv alternatives to EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Houston to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Chiron Financial Payment

Chiron Financial is a global investment banking firm that has a proven track record of raising capital for lower middle-market companies. We do not invest, sell, trade, or loan mon­ey. Instead, we part­ner with healthy and hard-to-finance com­pa­nies to improve their bot­tom lines, raise cap­i­tal or sell when ready. Our senior banking staff includes former top CEOs and CFOs of operating companies, as well as experienced Wall Street, commercial bank, and private equity professionals who understand the operational challenges faced in a wide range of industries. Securities offered through Chiron Securities LLC, Member FINRA | MEMBER SIPC, all other transactions effectuated through Chiron Financial LLC, or it's subsidiary Chiron Financial SAS.

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Houston Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Companies Say

Join thousands of TX Business that trust Merchant-Banks for our ACH Processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Houston business. our rates are contract terms, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Tran

Meat Packing CEO
★★★★★
"our Shopping Cart Integrationintegration with our Law Firm e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Mechanical Systems business."
AL

Florence Lopez

Medical Billing Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Business that trust the Best Merchant Banks for Payment gateway in TX. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.