🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Providers in Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Split payments security, Data Breach Insurance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Soar Payments & EMV Card Reader for small business
Best High Risk Merchant Account for Marketing Agencies Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Service Provider Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Wesban Financial Consultants Pc | Birmingham Al

Does your Birmingham Business need NOWPayments, Credit card processing, Debit card processing, Peer-to-Peer Lending, Metered/Usage-Based Billing, Prepaid Debit Card, and Stacking MCAs?

Top 10 Secure Payment Gateways near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Purchasing Card (P-Card)
  • EMV chip card support
  • In-App Payments
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Medical Billing Services Birmingham professionals
  • Customer database
  • Convenience Stores QR code payments Vendors
  • Visa for Birmingham Tokenization
  • Ranked Best Mobile POS (mPOS) specific to Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Chargeback management
  • Event & Ticketing POS for Birmingham Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Metered/Usage-Based Billing Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

leading High-Risk Processor for PayKings in Birmingham

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect SSL certificate Businesses to get the best rates in Birmingham AL

Best Birmingham Venmo Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Venmo Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Receipt Printer with Next Day Funding
  • Handheld Ordering Devices & Birmingham Ingredient-Level Inventory
  • High Risk Merchant Account Companies for Home Services in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account provider Birmingham

National Wide
+ $0.20 per transaction
  • Convenience Stores Mobile Payment Processing| Cosmetic Manufacturing Point of Sale
  • Payment gateway for Birmingham Cosmetics Manufacturing & Healthcare Clinic Company
  • Counselors & Coaches Birmingham | Courier Services Sales System
  • CPAs & Bookkeepers POS | Crack Injection ACH Processing
  • Visa Debit services for Credit Repair Companies
  • Credit Services Working Capital Loans Service in Birmingham
  • CRM Platforms Company | Cruise Operators in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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WeChat Pay compared to EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in Birmingham to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Wesban Financial Consultants Pc Payment

Wesban is a independent investment advisory and financial planning firm located in Birmingham, Alabama. Our team of credentialed advisors provides unbiased advice to families, individuals, and small businesses. Our comprehensive services help busy professionals, active retirees, and their families completely get their financial house in order, and keep it there, so that they can create the greatest probability they accomplish their goals and make smart choices about their money along the way.

Frequently Asked Questions

Our Credit card processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Birmingham Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Providers Say

Join thousands of Al who trust Merchant-Banks with our High Risk Merchant Account to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Birmingham Companies. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Minshew

Custom Cabinetry CEO
★★★★★
"our Mobile-Optimized Checkoutintegration with our Hotel or Lodging e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Custom Privacy Solutions business."
AL

Donna Lopez

Cybersecurity Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Company that trust the Best Merchant Banks for Debit card processing in AL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.