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Modern payment processing terminal with contactless payment

#1 Payment Processing Providers in Albuquerque Nm

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Payment analytics security, Security Audits, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get SMB Global & EMV Card Reader for small business
premier High Risk Merchant Account for Durango Merchant Services Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
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No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Companies Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Smartpay Merchant Services | Albuquerque Nm

Does your Albuquerque Corporations need E-check, Credit card processing, Debit card processing, High-risk merchant, Metered/Usage-Based Billing, Prepaid Debit Card, and Funding based on future sales?

Find the Best Business Merchant Services near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Secured Credit Card
  • EMV chip card support
  • In-App Payments
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in NM

Secure online payment processing for e-commerce and virtual transactions.

  • Tokenization
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for eMerchantBroker Albuquerque professionals
  • Customer database
  • Packaging & Labeling NOWPayments Vendors
  • Stax for Albuquerque Basis Theory
  • Ranked Best Pop-Up Store POS specific to Finix company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reporting dashboard
  • Convenience & Specialty Store POS for Albuquerque Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Metered/Usage-Based Billing Albuquerque
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

top High-Risk Processor for Flutterwave in Albuquerque

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Basis Theory Enterprise to get the best rates in Albuquerque NM

Best Albuquerque BitPay Enterprises

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • PayPal Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Pay-at-the-Table & Albuquerque POS Terminal (Touchscreen)
  • High Risk Merchant Account Companies for Home Services in Albuquerque
Get High Risk Merchant Account

High Risk Merchant Account provider Albuquerque

National Wide
+ $0.20 per transaction
  • Packaging & Labeling Mobile Payment Processing| Painting Services Point of Sale
  • Payment gateway for Albuquerque Paper Products & Fitness Center or Gym Company
  • Party Supply Rentals Albuquerque | Payday Lenders Sales System
  • Personal Injury Lawyers POS | Personal Training ACH Processing
  • Visa Debit services for Pest Control
  • Pet Retail Merchant Services Service in Albuquerque
  • Pet Supplies Firm | Pet Supply Stores in Albuquerque
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Visa compared to EMV Card Reader for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firms

Discover Trusted Merchants in Albuquerque to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Smartpay Merchant Services Payment

SmartPay delivers on simplified solutions that combine traditional cash payments, credit card processing, and electronic check acceptance with new mobile payments and loyalty card programs. We also offer the latest in iPad Point of Sale Cash Register Systems, Virtual Terminals, Software and secure Payment Gateways for E-Commerce credit card processing. SmartPay can help you navigate the latest changes in card technology from the acceptance of EMV cards, Contactless cards to Near Field Communication (NFC), using your smartphone as your credit card. SmartPaysҀ™ emphasis on service is what separates us from all other processors. We focus on visiting with the business owner to set up their terminal and to ensure they are properly trained on how to use the equipment. We also help them understand their statements and fees to their satisfaction and provide support seven days a week. Since we have less departments than large corporations, we have faster response times and Relationship Managers that meet with them on a quarterly basis. As the local merchant processor for the state of New Mexico we are committed to helping our local homeless shelter. A portion of your fees that you pay on a monthly basis for credit card processing will go on to help end homelessness for Women and Children. Our employees are also committed to volunteer their time to help the shelter as well as be an advocate in the community, vocalizing the needs of those in distress.

Frequently Asked Questions

Our Credit card processing Provider & POS System business are 100% committed to making high-risk payment processing simple for Albuquerque Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albuquerque Merchant Providers Say

Join thousands of Nm who trust Merchant-Banks with our High Risk Merchant Account to security features payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Albuquerque Businesses. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
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Sarah Saiz

Pharmaceutical Production CEO
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"our Mobile-Optimized Checkoutintegration with our General Contractor e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Pharmaceutical Software business."
AL

Rico Lopez

Pharmacy Retail Owner
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Ready to Start Processing Payments?

Join thousands of local Albuquerque Companies that trust the Best Merchant Banks for Debit card processing in NM. Get approved in minutes and start accepting debit & credit card payment today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.