🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Cleveland Oh

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Refund security, Tokenization, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Chase Paymentech & NFC Payment Terminal for small business
top Mobile Payments Solution (mPOS) for Medical Billing Services in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Businesses Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best high risk Companies

About Electronic Merchant Systems | Cleveland Oh

Does your Cleveland Company need Cryptocurrency, Payment gateway, ACH Processing, Bad Credit Business Loans, Detailed Billing Reports, Mastercard Debit, and Daily repayment MCA?

Top 10 Companies for Small Business near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Discover
  • EMV chip card support
  • Customer Vault
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for PayKings Wilmington professionals
  • Customer database
  • Retail Digital wallet Vendors
  • Corepay for Wilmington Payment analytics
  • Ranked Best Rated Cloud POS for my Payoneer company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Void transaction
  • Cloud POS for Wilmington Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Detailed Billing Reports Wilmington
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

top-rated Omnichannel Payment Solution for PayPal Pro Near Wilmington

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover EMV chip Corporations to get a demo in Wilmington NC

Best Cleveland Finix Enterprise

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • E-check Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Barcode Scanning with Next Day Funding
  • Kitchen Display System (KDS) & Wilmington Kitchen Printer
  • High Risk Pay Provider for Non-profits Near Wilmington
Get High Risk Merchant Account

High Risk Merchant Account Providers Wilmington

National Wide
+ $0.20 per transaction
  • Retail Debit card processing| Retail Brands Point of Sale
  • High Risk Merchant Account for Wilmington Retail store & Auto Repair Shop Companies
  • Retaining Walls Wilmington | Roofing Sales System
  • Roofing Contractors POS | Roof Renovation Mobile Payment Processing
  • Prepaid Debit Card services for SaaS Companies
  • Sales Training Companies High-risk merchant Service in Wilmington
  • Salon software Enterprises | Segmental Block Wall in Wilmington
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Durango Merchant Services versus NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firm

Find Trusted Merchants in Wilmington to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Electronic Merchant Systems Payment

Our mission is to be the industry leader in merchant services by providing an innovative suite of business solutions, a high level of quality service, and having professional, dedicated employees that increase the financial well-being of our clients. Our employees and clients receive the same concern, respect and caring attitude. Since 1988, EMS has grown to become a leading provider of payment processing services and electronic transactions. The company operates in over 100 U.S. cities with the corporate headquarters located in Cleveland, Ohio.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Firms are 100% committed to making high-risk payment processing simple for Cleveland business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Wilmington Merchant Companies Say

Join thousands of NC Companies that trust Merchant-Banks for their Credit card processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Wilmington Business. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Evans

SEO Consultants CEO
★★★★★
"their One-Click Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Shower Valve Swap business."
AL

Nate Lopez

Skip Tracing Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Wilmington Businesses that trust the Best Merchant Banks for ACH Processing in NC. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.