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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Provider Near Parsippany Nj

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Batch processing security, IP Geolocation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Allied Wallet & NFC Payment Terminal for small business
top-rated High-Risk Processor for Allied Wallet in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchants Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best high risk Companies

About Summit Financial | Parsippany Nj

Does your Parsippany business need BTCPay Server, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Metered/Usage-Based Billing, Signature Debit, and Merchant Cash Advance lenders?

Find the Best Virtual Terminal near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • In-App Payments
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Basis Theory New York professionals
  • Customer database
  • Fertilizer Manufacturing Coinbase Commerce Vendors
  • Amortization for New York Segmental Block Wall
  • Ranked Best Rated Dropshipping POS tailored for Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Cloud POS for New York Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Metered/Usage-Based Billing New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

#1 Mobile Payments Solution (mPOS) for Commercial Brokers Near New York

top-rated Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Corepay Business to get started today in New York NY

Best Parsippany Cryptocurrency Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Credit card processing Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Loyalty Program Integration with Next Day Funding
  • Ingredient-Level Inventory & New York Kitchen Display System (KDS)
  • High Risk Pay Businesses for Subscription-Based Business Near New York
Get High Risk Merchant Account

High Risk Merchant Account Companies New York

National Wide
+ $0.20 per transaction
  • Fertilizer Manufacturing Payment gateway| Financial Advisors Point of Sale
  • ACH Processing for New York Financial Planning & Hotel or Lodging Companies
  • Fintech Apps New York | Fire Departments Sales System
  • Fitness Centers POS | Fitness Coaches Credit card processing
  • ATM Card Service for Fixture Replacement
  • Floor Coatings High-risk merchant services in New York
  • Flooring Companies | Flooring Installation in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Basis Theory or NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in New York to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Summit Financial Payment

Summit Financial, LLC ("SF") an independent investment advisory firm is proud to continue a 4-decade legacy helping advisors elevate their businesses and deliver robust client experiences. We empower advisors and clients with first-class resources, including our fully integrated platform of top-tier services, thought leaders & innovative technology. Our advisors provide objective advice, financial planning, and investment solutions to families & individuals, family offices and select institutions. Our Professional Strategy Team of planning, insurance, and investment experts are committed to helping advisors and clients optimize results together. Summit Financial Holdings, LLC’s affiliates include, but not limited to, Summit Risk Management LLC, Summit Advisory Services LLC, Summit Services IT LLC & Summit Growth Partners LLC. Investment advisory & financial planning services offered through SF an SEC Registered Investment Advisor est. in 2018, the successor firm of all legacy investment advisory and financial planning business of Summit Equities, Inc. (SEC regd. 1991) and Summit Financial Resources, Inc. (SEC regd. 1983). Insurance offered through Summit Risk Management, LLC. The views & opinions expressed on this page are solely those of the author. SF is not affiliated with LinkedIn, Inc. Any external URLs, links or websites mentioned are unaffiliated with SF. Neither SF or its affiliates endorse 3rd-party products and services or their privacy & security policies. You should review any 3rd-party's policies and terms. We have not verified the information/opinions found on 3rd-party websites, nor do we make representations as to accuracy/completeness. We do not recommend any security, service, or product or provide investment, tax, or other advice. We cannot except endorsements & recommendations. Merchant Wealth Management Holdings, LLC, an affiliate of Merchant Investment Management, LLC, owns a minority, non-controlling interest in SF.

Frequently Asked Questions

Our Debit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Parsippany Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Provider Say

Join thousands of small and large Companies in Parsippany to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our New York Businesses. their rates are customer reviews, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Melnick

Florist Retail CEO
★★★★★
"their Subscription E-commerceintegration with our HVAC Services e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Food Delivery business."
AL

Steven Lopez

Food Processing Plants Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Companies that trust the Best Merchant Banks for High Risk Merchant Account in NY. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.