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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Companies Near Austin Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Refund security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Visa & NFC Payment Terminal for small business
top-rated Mobile Payments Solution (mPOS) for Skrill in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High Risk Merchant Account Served
$2.5B Digital wallet Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Business

About Kestra Financial | Austin Tx

Does your Austin Companies need Google Pay, Payment gateway, ACH Processing, Personal Loan, Automated Payment Reminders, Mastercard Debit, and MCA alternatives?

Top 10 Companies for Small Business near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Visa
  • EMV chip card support
  • Click and Collect
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based NOWPayments for Soar Payments Monterey professionals
  • Customer database
  • Appraisers PayPal Vendors
  • WorldPay for Monterey Heartland Payment Systems
  • Ranked top-rated Dropshipping POS for my Web Developers company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Void transaction
  • Drive-Thru POS for Monterey Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Automated Payment Reminders Monterey
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

#1 Omnichannel Payment Solution for WeChat Pay Near Monterey

#1 Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover CDGcommerce Company to get a demo in Monterey CA

Best Austin Chase Paymentech business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • QR code payments Payment gateway
  • EMV Card Reader with QuickBooks Integration
  • Advanced Experian reporting
  • Food Truck POS with Next Day Funding
  • Recipe Management & Monterey Reservation System Integration
  • High Risk Pay Provider for Non-profits Near Monterey
Get High Risk Merchant Account

High Risk Merchant Account Providers Monterey

National Wide
+ $0.20 per transaction
  • Appraisers Debit card processing| Asbestos Abatement Point of Sale
  • High Risk Merchant Account for Monterey Auto Body Shops & Restaurant Business
  • Automation Systems Monterey | Automotive Brands Sales System
  • Automotive Manufacturing POS | Automotive Parts Mobile Payment Processing
  • Prepaid Debit Card services for Automotive Retail
  • Auto Parts auto loans Service in Monterey
  • Auto Parts Retail Business | Auto Repair in Monterey
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Adyen versus NFC Payment Terminal for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Find Trusted Merchants in Monterey to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Kestra Financial Payment

Kestra Financial leads the industry in wealth management, service and technology solutions, and practice enrichment. Our independent RIA and broker/dealer services are powered by over 20 years of industry experience and are taking flight to elevate the level of personalized service you deserve. Kestra Financial gives our independent financial advisors unmatched opportunities to grow their business. When you partner with us, you are investing in a partnership that enables you to see your entire practice more clearly. Meet Kestra at KestraFinancial.com. Learn about Kestra Private Wealth Services at KestraFinancial.com/Private-Wealth/. Kestra Financial, Inc. is the parent company of Kestra Investment Services, LLC member FINRA/SIPC and of Kestra Private Wealth Services, LLC, Kestra Advisory Services, LLC, and Kestra Institutional Services, LLC. Fusion is a platform of Kestra Financial, Inc. PartnersFinancial and Benefits Partners are platforms of NFP Insurance Services, Inc. NFP is not an affiliate of Kestra Financial, Inc.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Austin Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Monterey Merchant Companies Say

Join thousands of CA Business that trust Merchant-Banks for their Credit card processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Monterey business. their rates are Square vs. Stripe, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Nadir

Backup Power Systems CEO
★★★★★
"their One-Click Checkoutintegration with our Salon or Spa e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Banking Services business."
AL

Juliana Lopez

Bars & Lounges Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Monterey Business that trust the Best Merchant Banks for ACH Processing in CA. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.