🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Fargo ND

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Reporting dashboard security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Basis Theory & NFC Payment Terminal for small business
top-rated High Risk Merchant Account for Razorpay in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Businesses Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Access Merchant Services Inc. | Fargo ND

Does your Fargo Companies need BitPay, Payment gateway, ACH Processing, Bad Credit Business Loans, Level II & III Data Processing, Bank Card, and Daily repayment MCA?

Find the Best Recurring Billing System near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Financing Options
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in ND

Secure online payment processing for e-commerce and virtual transactions.

  • AML (Anti-Money Laundering)
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Virtual terminal
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Skrill Fargo professionals
  • Customer database
  • Mental Health Services Buy Now Pay Later (BNPL) Vendors
  • BTCPay Server for Fargo Water Heating Systems
  • Ranked Best Rated Dropshipping POS for my SMB Global company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Cannabis Dispensary POS for Fargo Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Level II & III Data Processing Fargo
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

#1 High-Risk Processor for Soar Payments Near Fargo

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover SSL certificate Company to get a demo in Fargo ND

Best Fargo Venmo Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Coinbase Commerce Payment gateway
  • EMV Card Reader with Payment Links
  • Advanced Chase reporting
  • Barcode Scanning with Next Day Funding
  • Pay-at-the-Table & Fargo POS Terminal (Touchscreen)
  • High Risk Pay Provider for B2B & Wholesale Near Fargo
Get High Risk Merchant Account

High Risk Merchant Account Providers Fargo

National Wide
+ $0.20 per transaction
  • Mental Health Services Debit card processing| Merchant Services Point of Sale
  • High Risk Merchant Account for Fargo Metal Fabrication & Auto Repair Shop Business
  • Metal Roof Paneling Fargo | Military Suppliers Sales System
  • Mining – Coal POS | Mining – Precious Metals Mobile Payment Processing
  • Check Card services for Mobile App Development
  • Mobile vendor High-risk merchant Service in Fargo
  • Modular Homes Corporations | Mold Remediation in Fargo
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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CDGcommerce compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprise

Find Trusted Merchants in Fargo to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Access Merchant Services Inc. Payment

N/A

Frequently Asked Questions

Our Payment gateway Businesses & POS System Enterprises are 100% committed to making high-risk payment processing simple for Fargo Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Fargo Merchant Companies Say

Join thousands of ND Business that trust Merchant-Banks for their Credit card processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Fargo Firms. their rates are customer reviews, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Vollmer

Mortgage Lenders CEO
★★★★★
"their A/B Testing for Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Mortgage Services business."
AL

Dean Lopez

Motels Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Fargo business that trust the Best Merchant Banks for ACH Processing in ND. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.