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Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Vancouver Wa

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Payment analytics security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Primer.io & EMV Card Reader for small business
leading E-commerce Solution for Instabill Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
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Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Online Business Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Total Merchant Concepts | Vancouver Wa

Does your Vancouver Corporations need Coinbase Commerce, Mobile Payment Processing, Payment gateway, High-risk merchant, Dunning Management, ATM Card, and Merchant Cash Advance renewal?

Top 10 Fraud Prevention Tools near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Rewards Credit Card
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in WA

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Recurring billing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Marqeta Vancouver professionals
  • Customer database
  • REITs Cryptocurrency Vendors
  • Skrill for Vancouver Ceiling Painting
  • Ranked Best Pet Store POS custom Medical Billing Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reporting dashboard
  • Convenience & Specialty Store POS for Vancouver Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Dunning Management Vancouver
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

premier High Risk Merchant Account for Merchant X in Vancouver

Best Rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Soar Payments Enterprise to get a payment gateway in Vancouver WA

Best Vancouver SSL certificate Enterprises

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • Debit card processing Payment gateway
  • Wireless POS Terminal with Address Verification System (AVS)
  • Advanced Capital One reporting
  • POS Terminal with Next Day Funding
  • Employee Time Clock & Vancouver Handheld Ordering Devices
  • High Risk Merchant Account Provider for Salons & Spas in Vancouver
Get High Risk Merchant Account

High Risk Merchant Account Providers Vancouver

National Wide
+ $0.20 per transaction
  • REITs Credit card processing| Rent-to-Own Services Point of Sale
  • Debit card processing for Vancouver Residential Agents & E-commerce Business Company
  • Residential Construction Vancouver | Restaurant POS Sales System
  • Restaurants POS | Restaurants – Fast Casual High Risk Merchant Account
  • Business Debit Card Service for Restaurants – Fine Dining
  • Retail Merchant Services services in Vancouver
  • Retail and Shopping Firm | Retail Brands in Vancouver
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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SMB Global alternatives to EMV Card Reader for E-commerce Business

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firms

Discover Trusted Merchants in Vancouver to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Total Merchant Concepts Payment

Total Merchant Concepts was founded in 1996 by owners Dean and Cheri Perry. The decision to open a credit card processing business grew from the frustration of trying to find a reputable option for their existing business at the time. Total Merchant Concepts began with a vision for creating an Integrity based company that other businesses could rely on for Excellent Service, Reliable Representatives and Complete and Honest Information about the fee heavy industry of credit card acceptance. Since starting the business, Dean and Cheri have opened a retail location, compiled a team of dedicated service professionals and built strong alliances with financial institutions across the country. Their individual dedication to excellence is a breath of fresh air in an industry once dominated by a Γ’Β€Β˜whatever it takes to get the saleҀ™ mentality. With Integrity, Excellence and Dedication as its foundation, Total Merchant Concepts is simply your best option when looking for a referral partner or credit card processor!

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System business are 100% committed to making high-risk payment processing simple for Vancouver Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Vancouver Merchant Companies Say

Join thousands of WA Company that trust Merchant-Banks for our ACH Processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Vancouver Businesses. our rates are merchant account rates, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Perry

Retail store CEO
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"our Shopping Cart Integrationintegration with our Financial Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Retaining Walls business."
AL

Tyler Lopez

Roofing Owner
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Ready to Start Processing Payments?

Join thousands of local Vancouver Companies that trust the Best Merchant Banks for Payment gateway in WA. Get approved in minutes and start accepting debit & credit card In-App Payments today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.