🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Durham NC

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reconciliation security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BitPay & EMV Card Reader for small business
top-rated Payment gateway for Commercial Brokers Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B Credit card processing Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Corporations

About Cardinal Merchant Solution | Durham NC

Does your Durham Enterprises need Debit card processing, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Hosted Billing Pages, HSA Card, and How does an MCA work??

Find the Best ACH Payment Provider near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Donation Forms
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Digital wallet for Corepay Durham professionals
  • Customer database
  • Agriculture – Crop Production E-check Vendors
  • CDGcommerce for Durham Automation Systems
  • Ranked Best Dropshipping POS custom Durango Merchant Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Education Campus POS for Durham Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Hosted Billing Pages Durham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

#1 Payment Processor for Easy Pay Direct in Durham

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Apple Pay Firm to get a payment gateway in Durham NC

Best Durham Basis Theory Firms

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • Google Pay Payment gateway
  • Wireless POS Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • Employee Management with Next Day Funding
  • Menu Management & Durham Online Ordering Integration
  • High Risk Merchant Account Provider for Gas Stations & C-Stores in Durham
Get High Risk Merchant Account

High Risk Merchant Account Providers Durham

National Wide
+ $0.20 per transaction
  • Agriculture – Crop Production Credit card processing| AI Companies Point of Sale
  • Debit card processing for Durham Apparel Manufacturing & E-commerce Business Corporations
  • App Developers Durham | Appliance Stores Sales System
  • Appointment Setters POS | Appraisers High Risk Merchant Account
  • PIN Debit Service for Aquaculture
  • Asbestos Abatement Working Capital Loans services in Durham
  • Auto Body Shops business | Automation Systems in Durham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Chase Paymentech or EMV Card Reader for E-commerce Business

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Discover Trusted Merchants in Durham to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Cardinal Merchant Solution Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Businesses are 100% committed to making high-risk payment processing simple for Durham Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Durham Merchant Companies Say

Join thousands of NC Corporations that trust Merchant-Banks for our ACH Processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Durham Company. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Soto

Automotive Brands CEO
★★★★★
"our Guest Checkout Optionintegration with our Financial Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Automotive Manufacturing business."
AL

Hector Lopez

Automotive Parts Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Durham Company that trust the Best Merchant Banks for Payment gateway in NC. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.