🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Providers Near Me Charlotte Nc

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Refund security, Velocity Checks, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & Wireless POS Terminal for small business
top-rated High-Risk Processor for Residential Construction Near
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Business Owner Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account business

About Allegiance Merchant Services | Charlotte Nc

Does your Charlotte Businesses need Buy Now Pay Later (BNPL), ACH Processing, Credit card processing, Credit card processing, Installment Plans, Business Debit Card, and Factor rate vs interest rate?

Find the Best Online Payment Processor near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Split payments
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for SMB Global Charlotte professionals
  • Customer database
  • Subfloor Services Credit card processing Vendors
  • High Risk Pay for Charlotte Polyurea Coating Application
  • Ranked #1 Dropshipping POS specialized Soar Payments company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Void transaction
  • Automotive Dealership POS for Charlotte Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Installment Plans Charlotte
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

#1 Mobile Payments Solution (mPOS) for Web Developers Near Me Charlotte

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find Digital wallet Companies to get a merchant account in Charlotte NC

Best Charlotte Durango Merchant Services Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Cryptocurrency Payment gateway
  • NFC Payment Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Cash Drawer with Next Day Funding
  • POS Terminal (Touchscreen) & Charlotte Recipe Management
  • high risk Companies for Restaurants & Bars Near Me Charlotte
Get High Risk Merchant Account

High Risk Merchant Account provider Charlotte

National Wide
+ $0.20 per transaction
  • Subfloor Services High Risk Merchant Account| Surface Finishes Point of Sale
  • Mobile Payment Processing for Charlotte Tankless Water Heater Installation & HVAC Services business
  • Tax Attorneys Charlotte | Tax Services Sales System
  • Telemedicine Providers POS | Textile Manufacturing Payment gateway
  • EBT Card Service for Thermal Efficiency
  • Thrift & Consignment Merchant account services in Charlotte
  • Timber Processing Company | Title Companies in Charlotte
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Instabill or Wireless POS Terminal for HVAC Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Corporations

Connect Trusted Merchants in Charlotte to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Travel & Airlines & Adult Entertainment to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Allegiance Merchant Services Payment

Allegiance Merchant Services is an industry-leading merchant services company dedicated to providing our customers with the latest technology, timely customer service and a price rate guarantee. Our full service options include; debit and credit card processing, electronic gift card processing, electronic check processing, merchant cash advance programs and e-commerce solutions. Our dedicated, experienced team of industry professionals provides innovative card-acceptance solutions and unparalleled customer service every day to meet long-term needs of our customers. Products/Solutions we provide: Merchant Accounts, Credit Card and Debit Card Processing (VISA, MasterCard, American Express and Discover), Credit Card Processing Equipment, eCommerce, Mobile Processing, Virtual Terminals, Fleet and pay at the pump processing, Gift and Loyalty Programs, Business Funding and Cash Advance Programs, Next Day Funding, Web Based Reporting Tools, PCI Compliance Support and Consulting, ATMs, Online Payment Software, POS Integration, Remote Deposit Capture for Checks, and Check Verification Services Allegiance Merchant Services is a registered ISO/MSP of Elavon, Inc.

Frequently Asked Questions

Our ACH Processing Provider & POS System Enterprise are 100% committed to making high-risk payment processing simple for Charlotte Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charlotte Merchant Providers Say

Join thousands of Nc who trust Merchant-Banks with your Debit card processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Charlotte Firm. your rates are high-risk vs. low-risk accounts, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Brant

Toy and Hobby Retail CEO
★★★★★
"your Real-Time Shipping Calculationintegration with our Insurance Agency e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is verified, economical, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Toy & Hobby Shops business."
AL

Abby Lopez

Toy Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charlotte Firms that trust the Best Merchant Banks for Credit card processing in NC. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.