🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Businesses in Chicago IL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Void transaction security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Amortization & EMV Card Reader for small business
top-rated High-Risk Processor for Residential Construction Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Brick-and-Mortar Store Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About Terraneo Merchants | Chicago IL

Does your Chicago Company need Cryptocurrency, Mobile Payment Processing, Payment gateway, auto loans, Revenue Recognition, HSA Card, and Credit card sales financing?

Find the Best Contactless Payment Solution near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Mobile Wallet Acceptance
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Chargeback management
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for SMB Global Chicago professionals
  • Customer database
  • Cruise Operators Digital wallet Vendors
  • BitPay for Chicago Polyurea Coating Application
  • Ranked Best Dropshipping POS custom Soar Payments company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Invoice automation
  • Cloud-Based POS for Chicago Business
  • Data breach & Encryption
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Revenue Recognition Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

#1 Mobile Payments Solution (mPOS) for Web Developers in Chicago

Best Rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Helcim Company to get a credit card reader in Chicago IL

Best Chicago High Risk Pay Corporations

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • E-check Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Age Verification with Next Day Funding
  • POS Terminal (Touchscreen) & Chicago Recipe Management
  • High Risk Merchant Account provider for Lodging & Hospitality in Chicago
Get High Risk Merchant Account

High Risk Merchant Account Provider Chicago

National Wide
+ $0.20 per transaction
  • Cruise Operators Credit card processing| Custom Privacy Solutions Point of Sale
  • Debit card processing for Chicago Cybersecurity & Accounting Firm Businesses
  • Cybersecurity Services Chicago | Data Brokers Sales System
  • Debt Collection Agencies POS | Decks & Patios High Risk Merchant Account
  • PIN Debit Service for Demolition Services
  • Dental Care Credit card processing services in Chicago
  • Dental Services Enterprise | Dentists in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

BTCPay Server or EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprises

Discover Trusted Merchants in Chicago to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Terraneo Merchants Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Providers & POS System Firm are 100% committed to making high-risk payment processing simple for Chicago Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Businesses Say

Join thousands of local Businesses in Chicago IL to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Chicago business. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Salois

Department Store CEO
★★★★★
"our Omnichannel Paymentsintegration with our Auto Repair Shop e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Department Stores business."
AL

Shane Lopez

Dermatologists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Business that trust the Best Merchant Banks for Payment gateway in IL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.