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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Charlotte Nc

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Daily closeout security, Tokenization, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get American Express & NFC Payment Terminal for small business
top Mobile Payments Solution (mPOS) for Medical Billing Services in
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High Risk Merchant Account Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best high risk Firm

About Commercial Defeasance | Charlotte Nc

Does your Charlotte business need PayPal, Payment gateway, ACH Processing, Personal Loan, Installment Plans, Mastercard Debit, and MCA alternatives?

Find the Best Payment Aggregator near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Discover
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in NC

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for PayKings Charlotte professionals
  • Customer database
  • Painting Venmo Vendors
  • Basis Theory for Charlotte Full Home Repiping
  • Ranked Best Rated Cloud POS for my Payoneer company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Grocery Store POS for Charlotte Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Installment Plans Charlotte
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

top-rated Omnichannel Payment Solution for PayPal Pro Near Charlotte

#1 Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover BTCPay Server Business to get a demo in Charlotte NC

Best Charlotte Buy Now Pay Later (BNPL) Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • Zelle Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Food Truck POS with Next Day Funding
  • Kitchen Display System (KDS) & Charlotte Kitchen Printer
  • High Risk Pay Provider for Non-profits Near Charlotte
Get High Risk Merchant Account

High Risk Merchant Account Providers Charlotte

National Wide
+ $0.20 per transaction
  • Painting Debit card processing| Paper Products Point of Sale
  • High Risk Merchant Account for Charlotte Party Supply Rentals & Auto Repair Shop Firm
  • Payday Lenders Charlotte | Personal Injury Lawyers Sales System
  • Personal Training POS | Pest Control Mobile Payment Processing
  • Prepaid Debit Card services for Pet Retail
  • Pet Supplies auto loans Service in Charlotte
  • Pet Supply Stores Companies | Pharmaceutical Production in Charlotte
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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BitPay versus NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in Charlotte to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Commercial Defeasance Payment

Commercial Defeasance, LLC is the industry leader in the defeasance of commercial real estate loans. Founded in 2000, we have defeased loans on all property types from small, single loan defeasances to large, complex portfolio defeasances. We work with every major CMBS servicer in the United States and Canada. Our professionals guide borrowers through the defeasance process (typically 30 days) by actively managing it from start to finish, which allows borrowers, and their attorneys and brokers, to focus on the related real estate transaction with confidence the defeasance will close on time. An affiliate company, Custom Hedging Solutions, facilitates hedging transactions by applying extensive knowledge of interest rate swaps, caps, floors, swaptions and other hedging instruments to bid out interest rate caps, execute swaps, or hedge defeasance costs. WHAT IS DEFEASANCE? Nearly every fixed-rate commercial real estate loan originated since 1998 requires the borrower to defease the loan in order to sell or refinance. Put simply, defeasance is a substitution of collateral. Typically, a defeasance is coordinated to close contemporaneously with a sale or refinance. The borrower uses proceeds from the sale or refinance to purchase a portfolio of U.S. government securities that is sufficient to make all of the remaining loan payments. The securities are pledged to the lender, and the lender releases the real estate from the lien of the mortgage. The promissory note, which remains outstanding after the defeasance, and the portfolio of securities are assigned by the borrower to a successor borrower that makes ongoing debt service payments. The defeasance process involves a host of professionals, from attorneys and accountants to servicers, trustees and rating agencies. Defeasance is not a simple prepayment. The entire defeasance process typically takes 30 days, on average, of which 2 to 3 days are allocated to the closing process.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Company are 100% committed to making high-risk payment processing simple for Charlotte Corporations owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Charlotte Merchant Companies Say

Join thousands of NC Firm that trust Merchant-Banks for their Credit card processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Charlotte Enterprise. their rates are Square vs. Stripe, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Lee

Pharmaceutical Software CEO
★★★★★
"their One-Click Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Pharmacy Retail business."
AL

Jeffrey Lopez

Physical Therapists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Charlotte Enterprises that trust the Best Merchant Banks for ACH Processing in NC. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.