🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing provider Near Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Split payments security, IP Geolocation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get PayPal Pro & NFC Payment Terminal for small business
top-rated High-Risk Processor for Residential Construction in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchants Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Main Street | Birmingham Al

Does your Birmingham Companies need QR code payments, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Automated Invoicing, Signature Debit, and Merchant Cash Advance lenders?

Find the Best Mobile Wallet Provider near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Void transaction
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for SMB Global Birmingham professionals
  • Customer database
  • Logging Zelle Vendors
  • Razorpay for Birmingham Polyurea Coating Application
  • Ranked Best Rated Dropshipping POS tailored for Soar Payments company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Cannabis Dispensary POS for Birmingham Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Automated Invoicing Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

#1 Mobile Payments Solution (mPOS) for Web Developers Near Birmingham

#1 Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Finix Company to get a free quote in Birmingham AL

Best Birmingham Fiserv Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • ACH Payment gateway
  • EMV Card Reader with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Loyalty Program Integration with Next Day Funding
  • POS Terminal (Touchscreen) & Birmingham Recipe Management
  • High Risk Pay Providers for E-commerce Near Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Logging Payment gateway| Luxury Goods & Jewelry Point of Sale
  • ACH Processing for Birmingham Marble Tile Installation & Real Estate Business
  • Marketing Agencies Birmingham | Marketing Services Sales System
  • Massage Therapists POS | Meal Prep Services Credit card processing
  • ATM Card Service for Meat Packing
  • Mechanical Systems High-risk merchant services in Birmingham
  • Medical Billing Services Corporations | Medical Clinics in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Skrill or NFC Payment Terminal for Real Estate

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprise

Find Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Main Street Payment

Since 1998, Main Street has partnered with more than 2,100 community-oriented financial institutions to enhance account holder relationships with affordable, simple and efficient checking programs. We deliver straightforward check products at competitive prices coupled with a seamless level of service. Whether you are seeking to improve service to account holders, streamline team’s workload or boost profitability, we are here to help you achieve your goals.

Frequently Asked Questions

Our Debit card processing Companies & POS System Enterprises are 100% committed to making high-risk payment processing simple for Birmingham Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Business and AL entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Birmingham Firms. their rates are customer reviews, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Sawaya

Medical Dispensary CEO
★★★★★
"their ACH for E-commerceintegration with our Real Estate Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Med Spas business."
AL

George Lopez

Mental Health Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham business that trust the Best Merchant Banks for High Risk Merchant Account in AL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.