🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Omnichannel security, Security Audits, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Global Payments & EMV Card Reader for small business
premier E-commerce Solution for Adyen Near Me
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High-Risk Business Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Firm

About New York State Department Of Taxation And Finance | New York Ny

Does your New York business need Cryptocurrency, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Account Updater Service, ATM Card, and How does an MCA work??

Find the Best Mobile Card Reader near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Corporate Card
  • EMV chip card support
  • Automatic Language Detection
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Reconciliation
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Allied Wallet Albany professionals
  • Customer database
  • General Practitioners Digital wallet Vendors
  • Helcim for Albany E-commerce
  • Ranked Best Pop-Up Store POS custom App Developers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Refund
  • Grocery Store POS for Albany Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Account Updater Service Albany
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top High Risk Merchant Account for Basis Theory in Albany

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Google Pay Business to get a merchant account in Albany NY

Best New York Heartland Payment Systems Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • E-check Payment gateway
  • Wireless POS Terminal with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Employee Management with Next Day Funding
  • Employee Time Clock & Albany Handheld Ordering Devices
  • High Risk Merchant Account Companies for Entertainment Venues in Albany
Get High Risk Merchant Account

High Risk Merchant Account provider Albany

National Wide
+ $0.20 per transaction
  • General Practitioners Credit card processing| Ghost Kitchens Point of Sale
  • Debit card processing for Albany Gift Shop Retail & Restaurant Firm
  • Glass Manufacturing Albany | Grocery Stores Sales System
  • Gun & Ammunition Stores POS | Gutter Guard Installation High Risk Merchant Account
  • Business Debit Card Service for Gyms & CrossFit Boxes
  • Hardware Stores Working Capital Loans services in Albany
  • Hazardous Material Removal Companies | Head Shop in Albany
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

High Risk Pay alternatives to EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Albany to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About New York State Department Of Taxation And Finance Payment

Our mission is to efficiently collect tax revenues in support of State services and programs while acting with integrity and fairness in the administration of the tax laws of New York State.

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Company are 100% committed to making high-risk payment processing simple for New York Corporations owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albany Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with our ACH Processing to security features payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Albany Enterprise. our rates are pricing models, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Fulmer

Health Insurance Agents CEO
★★★★★
"our Digital Product Deliveryintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our HealthTech business."
AL

Mike Lopez

Hemp Cultivation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Albany Enterprises that trust the Best Merchant Banks for Payment gateway in NY. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.